BMO AIR MILES World Mastercard
Annual Fee
$99.00
Interest Rate
19.99%
Balance Transfer
22.99%
Cash Advance
22.99%
Credit Score
Good
Rewards
1.04%*
- Get 1 Mile for every $15 in credit card purchases.
- Earn 1.25x Bonus Miles when you use your card at Shell, and 1.5x at National Car Rental and Alamo Rent A Car, plus get up to 25% off rentals at select locations.
- Add additional cardholders to earn even more Miles for $35/year each
- Earn more Miles when you also use your Collector Card at AIR MILES partners
- Complimentary membership in Mastercard Airport Experiences provided by LoungeKey
- BMO World Mastercard Travel Protection: to travel with coverage for Car Rental Collision Damage, Unexpected Return Home, Common Carrier Accidental Death and Dismemberment Insurance, and more.
- Purchase protection and extended warranty on most items bought with your card
Minimum $60,000 (individual) or $100,000 (household) annual income required.
Summary
With the BMO AIR MILES World Mastercard, earn AIR MILES Reward Miles to use towards travel options, merchandise and more.
Earn 1 Mile for every $15 in credit card purchases, and 1.25x Bonus Miles when you use your card at Shell!
Our Review
BMO AIR MILES World Mastercard
The BMO AIR MILES World Mastercard allows cardholders to earn AIR MILES Reward Miles for their every purchase to use towards travel rewards, merchandise and more. This card is aimed at frequent travellers, offering a complimentary membership in Mastercard Airport Experiences provided by LoungeKey, as well as extensive travel insurance, purchase protection and extended warranty. The earnings rate is relatively low (1 mile for every $15 spent, and 1.25x bonus miles for purchases made at Shell locations), especially when considering that this card comes with a $99 annual fee, but the extra perks and insurance do make the BMO AIR MILES World MasterCard an option worth considering for those who travel frequently.
As per our rating system, this card scored 19/25 on rewards, 16/25 on interest rates and balance transfers, 19/25 on perks and insurance, and 22/25 on annual fees. Therefore, the total smart score of this card is 76/100.
Pros
- Get 1 Mile for every $15 in credit card purchases.
- Earn 1.25x Bonus Miles when you use your card at Shell, and 1.5x at National Car Rental and Alamo Rent A Car,
- Get a discount of up to 25% off rentals at select locations.
- Earn more Miles when you also use your Collector Card at AIR MILES partners
- Complimentary membership in Mastercard Airport Experiences provided by LoungeKey
- Benefit from BMO World Mastercard Travel Protection, purchase protection and extended warranty.
Cons
- Annual fee of $99
- Minimum $60,000 (individual) or $100,000 (household) annual income required.
- Additional cards come with a $35 annual fee
- The earning rate for Air Miles is a relatively low 1 mile per $15 spent.
- You may only redeem Air Miles with certain Airlines.