BMO CashBack World Mastercard
Annual Fee
$79.00
Interest Rate
19.99%
Balance Transfer
22.99%
Cash Advance
22.99%
Credit Score
Good
Rewards
1.25%*
- Get 1.25% cash back on your credit card purchases.
- Roadside Assistance (a $69/year value)
- 3% cash back on all Shell purchases
- Get up to 25% off rentals at National Car Rental and Alamo Rent A Car at participating locations
- Add additional cardholders to earn even more cash back for $35/year each
- Complimentary membership in Mastercard Airport Experiences provided by LoungeKey
- BMO World Mastercard Travel Protection: to travel with coverage for Car Rental Collision Damage, Unexpected Return Home, Common Carrier Accidental Death and Dismemberment Insurance, and more.
- Purchase protection and extended warranty on most items bought with your card
Minimum $60,000 (individual) or $100,000 (household) annual income require
Summary
The BMO CashBack World Mastercard allows its holders to enjoy exclusive perks, like a complimentary membership in Mastercard Airport Experiences provided by LoungeKey, and get cash back on any purchase in any store.
Get 1.25% cash back on your credit card purchases, and 3% cash back on all Shell purchases!
Our Review
BMO CashBack World Mastercard
The BMO CashBack World Mastercard allows its holders to earn cash back for their day-to-day purchases, as well as enjoy exclusive perks, like a complimentary membership in Mastercard Airport Experiences provided by LoungeKey, a 24/7 concierge service and an array of insurance coverage including travel, purchase protection and extended warranty. The annual fee of this card is $79, and the cash back rate is a relatively low 1.25%, and 3% cash back on purchases at shell locations. However, cardholders also benefit from complimentary roadside assistance, at a value of $69 per year, making the BMO CashBack World Mastercard a pretty good option for drivers.
As per our rating system, this card scored 19/25 on rewards, 16/25 on interest rates and balance transfers, 20/25 on perks and insurance, and 22/25 on annual fees. Therefore, the total smart score of this card is 77/100.
Pros
- Get 1.25% cash back on your credit card purchases.
- Roadside Assistance (a $69/year value)
- 3% cash back on all Shell purchases
- Get up to 25% off rentals at National Car Rental and Alamo Rent A Car at participating locations
- Add additional cardholders to earn even more cash back for $35/year each
- Complimentary membership in Mastercard Airport Experiences provided by LoungeKey
- Get BMO World Mastercard Travel Protection, purchase protection and extended warranty.
- Get access to a 24/7 concierge service.
Cons
- The annual fee is $79
- Relatively low earning rate of 1.25% cash back per dollar.
- Cash back is rewarded on an annual basis.