BMO SPC AIR MILES MasterCard
Annual Fee
$0.00
Interest Rate
19.99%
Balance Transfer
22.99%
Cash Advance
22.99%
Credit Score
No Credit
Rewards
0.05%*
- Welcome offer: Get up to 800 AIR MILES Bonus Miles.
- Plus Get double the Miles on every purchase at participating AIR MILES Partners.
- Get 1 reward mile for every $20 in credit card purchases.
- Get SPC discounts from 10% to 15% at hundreds of your favourite stores
- Get exclusive deals and access to concerts, movie premiers, sports events and more with BMO Extra Deals
- Get more Miles when you also use your Collector Card at AIR MILES partners
- Purchase protection and extended warranty on most items bought with your card
- You must be a Canadian resident
- You must be a student.
Summary
The BMO SPC AIR MILES MasterCard allows student cardholders to earn AIR MILES Rewards Miles while they shop.
Get 1 reward mile for every $20 in credit card purchases, plus get double the Miles on every purchase at participating AIR MILES Partners!
Our Review
BMO SPC AIR MILES MasterCard
The BMO SPC AIR MILES MasterCard is a student card that allows cardholders to earn AIR MILES Rewards Miles while they shop. The card has no annual fee and offers 1 reward mile for every $20 in credit card purchases, plus double the Miles on every purchase at participating AIR MILES Partners. The advantages of this card for students over other no-fee options are the SPC discounts of up to 15%, exclusive deals and that there is no credit check required. On top of that, you can get purchase protection and extended warranty, as well as a welcome bonus of 800 rewards miles. The rate of earning rewards miles is quite low, but with no annual fee and the other perks of this card it could be a good option for students who want a no-fee credit card with travel rewards.
As per our rating system, this card scored 18/25 on rewards, 16/25 on interest rates and balance transfers, 9/25 on perks and insurance, and 25/25 on annual fees. Therefore, the total smart score of this card is 68/100.
Pros
- No annual fee.
- Welcome offer: Get up to 800 AIR MILES Bonus Miles.
- Plus Get double the Miles on every purchase at participating AIR MILES Partners.
- Get 1 reward mile for every $20 in credit card purchases.
- Get SPC discounts from 10% to 15% at hundreds of your favourite stores
- Get exclusive deals and access to concerts, movie premiers, sports events and more with BMO Extra Deals
- Get more Miles when you also use your Collector Card at AIR MILES partners
- Get purchase protection and extended warranty.
- No credit check required.
Cons
- You must be a student to be eligible for this card.
- Relatively low earning rate.