The Harley-Davidson Mastercard credit card is a rewards card for Harley-Davidson enthusiasts. This card offers rewards points on all eligible purchases at a rate of 1 point per $2 charged to the card, to be redeemed at participating Harley-Davidson retailers in Canada. Plus, every eligible purchase enters you into a quarterly contest to win a Harley-Davidson motorcycle! The card comes at no annual fee, but offers no insurance or extra perks aside from entry into the quarterly contest. If you love Harley-Davidson motorcycles and gear, this card could be for you as it offers you money off your purchases in store, but if you’re not a big fan of that brand then you ought to give this card a miss as it does not offer flexibility in its rewards or perks.

As per our rating system, this card scored 15/25 on rewards, 18/25 on interest rates and balance transfers, 13/25 on perks and insurance, and 25/25 on annual fees. Therefore, the total smart score of this card is 71/100.