MC1 Mastercard
Annual Fee
$0.00
Interest Rate
19.99%
Balance Transfer
22.99%
Cash Advance
22.99%
Credit Score
Good
Rewards
-
- Make purchases that require a credit card
- Build your credit history
- Discover exclusive offers: enjoy great food and so much more in the world’s top cities thanks to Priceless Cities.
- Enjoy purchase protection and warranties: 90-day purchase protection and an extended warranty on items bought with your card.
- Benefit from fraud protection: shop securely with Zero Liability fraud protection.
- You must be a Canadian resident
- You must be the age of majority in your province/territory of residence.
Summary
The MC1 Mastercard is an accessible card with no annual fee, that allows cardholders to build their credit history, while benefitting from 90-day purchase protection and an extended warranty on items bought with the card.
Our Review
MC1 Mastercard
The MC1 Mastercard allows cardholders to make purchases with a credit card and build their credit history. This card is accessible, with no annual fee, and additionally allows holders to benefit from 90-day purchase protection and an extended warranty on items bought with the card. If you’re looking for your first credit card to help you build your credit and simply make purchases, this could be a good option for you, but if you already have good credit you may want to find a card with more perks and benefits.
As per our rating system, this card scored 0/25 on rewards, 16/25 on interest rates and balance transfers, 8/25 on perks and insurance, and 25/25 on annual fees. Therefore, the total smart score of this card is 49/100.
Pros
- No annual fee
- Get an additional card for no fee.
- Make purchases that require a credit card
- Build your credit history
- Discover exclusive offers: enjoy great food and so much more in the world’s top cities thanks to Priceless Cities.
- Enjoy purchase protection and warranties: 90-day purchase protection and an extended warranty on items bought with your card.
- Benefit from fraud protection: shop securely with Zero Liability fraud protection.
Cons
- This card does not have a rewards program.