Meridian Visa Cash Back Card
Annual Fee
$0.00
Interest Rate
19.50%
Balance Transfer
19.50%
Cash Advance
21.99%
Credit Score
Fair
Rewards
1.00%*
- Earn 1% cash back on gas, grocery and pharmacy store purchases and utility bill payments
- Earn 0.5% cash back on all other eligible purchases
- Redeem at any time for cash back or merchandise
- Free additional cards
- Redeem your rewards the way you want. Options include: travel, merchandise, event tickets, and gift cards
- Common Carrier Accident Protection: up To $100,000 Accident Protection if you, your spouse or children are the victim of accident death, dismemberment while using public transportation (air, sea or ground).
- Mobile Device Insurance: up to $1,000 in the event your cell phone, smartphone or tablet is lost, stolen, accidentally damaged or experiences hardware failure.
- Purchase Protection: provides coverage for 90 days from the purchase date in the event of loss, theft or damage when you to purchase eligible items. Maximum of $10,000 per item up to a maximum of $50,000 lifetime per account.
- Extended Warranty: coverage automatically doubles the original manufacturer’s warranty for up to a maximum of one additional year. Maximum of $10,000 per item up to a maximum of $50,000 lifetime per account.
- Price Protection Service: new eligible purchases are may be reimbursed within 60 days if a lower written advertised price is found for the difference up to $100 per item and $500 per account per year
- You must be a Canadian resident.
- You must be the of the age of majority in your province or territory of residence.
- You must not have declared bankruptcy within the past 12 months.
Summary
The Meridian Visa Cash Back Card is your key to earning cash back and more for simply making everyday purchases. You’ll be rewarded with benefits and exceptional service.
Earn 1% on gas, grocery and pharmacy purchases and utility bill payments. You’ll also earn 0.5% on all other eligible purchases.
Our Review
Meridian Visa Cash Back Card
The Meridian Visa Cash Back Card allows its holders to earn cash-back from their day-to-day purchases. You won’t earn big bucks, at a rate of 1% cash back on gas, grocery and pharmacy purchases and utility bill payments, and 0.5% on all other eligible purchases, but with no annual fee, no earnings cap and various insurance coverage plans included, this card definitely has its benefits. Enjoy a little extra cash while you shop, to be redeemed at any time, without changing up your routine.
As per our rating system, this card scored 18/25 on rewards, 17/25 on interest rates and balance transfers, 11/25 on perks and insurance, and 25/25 on annual fees. Therefore, the total smart score of this card is 71/100.
Pros
- No annual fee.
- Earn 1% cash back on gas, grocery and pharmacy store purchases and utility bill payments
- Earn 0.5% cash back on all other eligible purchases
- Redeem at any time for cash back or merchandise
- Free additional cards
- Redeem your rewards the way you want. Options include: travel, merchandise, event tickets, and gift cards
- Includes insurance coverage for transportation, mobile device coverage, purchase protection, extended warranty and more.
- Access to customer service support from around the world by phone.
Cons
- You may only earn up to 1% cash back with this card.