
RBC Visa Infinite Avion
Annual Fee
$120.00
Interest Rate
19.99%
Balance Transfer
22.99%
Cash Advance
22.99%
Credit Score
Good
Rewards
2.88%*
- Get 15,000 Welcome Points upon approval.
- Introductory interest rate of 1.9% for 10 months on balance transfers and cash advances.
- Easy to Understand Travel Rewards: choose any airline, any flight, any time. No blackouts. No seat restrictions.
- Convert Points to Other Loyalty Programs: flexible points transfer options let you convert RBC Rewards points to other popular loyalty programs.
- Earn Points Faster: 25% more points on rental cars, hotels and more. Shop online through the RBC Rewards and earn up to 15x bonus points.
- Use Your Points Toward All Your Purchases: with Payback with Points, you can redeem your RBC Rewards points toward anything and everything you purchase using your Avion card.
- Travel the World, on Points: book flights, hotel stays, cruises, vacation packages, and car rentals instantly with the RBC Rewards site, powered by Orbitz.
- Instant Fuel Savings and More of the Points You Love: pay with any of your linked RBC credit or debit cards to instantly save 3¢/L on fuel, and earn points faster at Petro-Canada. You can even use the same linked RBC cards to redeem Petro-Points.
- Trip cancellation and interruption insurance.
- Out of Province/Country Emergency Medical Insurance.
- Auto Rental Collision/Loss Damage Insurance.
- Purchase Security and Extended Warranty Protection.
To apply for this card, you must have a minimum personal income of $60,000 or minimum household income of $100,000 or minimum total investable assets of $250,000.
Summary
The RBC Visa Infinite Avion is a card for travellers, offering many flexible travel-related rewards and the insurance to cover your trips. What’s more, you’ll get 15,000 Welcome Points upon approval, and earn 25% more points on rental cars, hotels and more!
Our Review
RBC Visa Infinite Avion
The RBC Visa Infinite Avion is a card for travellers, offering many flexible travel-related rewards and the insurance to cover your trips. With this card you will earn 1 point for every dollar spent, and 25% more points for travel-related purchases charged to the card. What’s more, you’ll get 15,000 Welcome Points upon approval! These points can be redeemed for travel rewards which are not restricted to a specific airline and have no black-out periods, or in a number of flexible ways including hotels, merchandise and gift cards. However, when you redeem your points towards flights, there is a cap on how many points may be redeemed based on your flight destination. The first year of card membership comes with no annual fee, but the annual fee is $120 for subsequent years. Holders will also benefit from Visa Infinite Benefits as well as extensive insurance including Car Rental and Travel Medical coverage, as well as purchase security and extended warranty protection. All in all, this card offers an interesting earning potential, with good redemption options and insurance coverage, and could be an interesting option for frequent flyers.
As per our rating system, this card scored 22/25 on rewards, 16/25 on interest rates and balance transfers, 19/25 on perks and insurance, and 22/25 on annual fees. Therefore, the total smart score of this card is 79/100.
Pros
- Get 15,000 Welcome Points upon approval.
- Introductory interest rate of 1.9% for 10 months on balance transfers and cash advances.
- Easy to Understand Travel Rewards: choose any airline, any flight, any time. No blackouts. No seat restrictions.
- Convert Points to Other Loyalty Programs: flexible points transfer options let you convert RBC Rewards points to other popular loyalty programs.
- Earn 1 point per dollar charged to the card.
- Earn Points Faster: 25% more points on rental cars, hotels and more. Shop online through the RBC Rewards and earn up to 15x bonus points.
- Use Your Points Toward All Your Purchases: with Payback with Points, you can redeem your RBC Rewards points toward anything and everything you purchase using your Avion card.
- Travel the World, on Points: book flights, hotel stays, cruises, vacation packages, and car rentals instantly with the RBC Rewards site, powered by Orbitz.
- Instant Fuel Savings and More of the Points You Love: pay with any of your linked RBC credit or debit cards to instantly save 3¢/L on fuel, and earn points faster at Petro-Canada. You can even use the same linked RBC cards to redeem Petro-Points.
- Includes travel insurance, including Car Rental and Travel Medical coverage, as well as purchase security and extended warranty protection.
Cons
- Cardholders may not redeem points on travel until they have a minimum of 1,000 points.
- Cardholders may redeem points for travel only up to a capped amount based on the destination zone.