Annual Fee

$0.00

Interest Rate

19.99%

Balance Transfer

22.99%

Cash Advance

22.99%

Credit Score

Good

Rewards

5.00%*

  • Earn 1 SCENE point for every $1 you spend on your everyday credit card purchases.
  • Earn 5 SCENE points for every $1 you spend on credit card purchases at Cineplex theatres or at cineplex.com.
  • Redeem for a FREE movie with just 1,250 points.
  • Get $10 off at participating restaurants when you redeem just 1,000 points
  • Save time at the checkout: tap your SCENE Visa card or your smartphone for quick easy payments
  • Get a supplementary card: add an additional Supplementary Cardholder to your Scotiabank Visa Account. One account, multiple cards.
  • Save on car rentals: as a SCENE Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your SCENE Visa card.

Scotia Credit Card Protection (optional)

No credit history needed.

To apply for a Scotiabank credit card you must:

  • Be a Permanent Resident or a Foreign Worker with at least 6 months left on your permit
  • Have reached the age of majority in your province/territory
  • Not have declared bankruptcy in the past seven years
  • Have a Canadian address

Summary

The SCENE VISA Card is a starter card for movie lovers, with no credit history needed and points earned for every dollar spent on your every day credit card purchases. Get $10 off at participating restaurants when you redeem just 1,000 points, or watch a movie for free with just 1,250 points!

Our Review

SCENE VISA Card

The SCENE Visa Card from Scotiabank allows cardholders to earn points to be redeemed for free movie tickets or towards the cost of your purchases at any Cara-affiliated restaurants, all for no annual fee.

With this card you will earn 5 SCENE per dollar spent at participating Cineplex Entertainment theaters or online at cineplex.com, plus one point per dollar on all other purchases.

If you’re new to credit cards, love going to the movies and frequently eat at Cara-affiliated restaurants, this might be the card for you- it can help you build your credit while rewarding you with movies and food for doing what you love, all for no annual fee! However, you won’t be able to make any big savings with this card’s rewards, as they are very limited.

As per our rating system, this card scored 19/25 on rewards, 16/25 on interest rates and balance transfers, 8/25 on perks and insurance, and 25/25 on annual fees. Therefore, the total smart score of this card is 68/100.

Pros
  • No annual fee.
  • Earn 1 SCENE point for every $1 you spend on your everyday credit card purchases.
  • Earn 5 SCENE points for every $1 you spend on credit card purchases at Cineplex theatres or at cineplex.com.
  • Redeem for a FREE movie with just 1,250 points.
  • Get $10 off at Cara-affiliated restaurants when you redeem just 1,000 points
  • Get purchase protection and extended warranty features.
  • Save on car rentals: as a SCENE Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your SCENE Visa card. 
Cons
  • You can only redeem your SCENE points towards movie tickets or Cara-affiliated restaurants.
  • Each transaction has a limited earning potential of 300 SCENE Points, and you may only earn up to 600 points per day.
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