Scotiabank Passport Visa Infinite Card
Annual Fee
$139.00
Interest Rate
19.99%
Balance Transfer
22.99%
Cash Advance
22.99%
Credit Score
Excellent
Rewards
2.00%*
- Earn up to 40,000 bonus Scotia Rewards points in your first year (that’s up to $400 towards travel): 30,000 points when you spend $1,000 on everyday purchases in the first 3 months, and 10,000 extra points when you spend a minimum of $40,000 annually
- Earn 2 Scotia Rewards points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more).
- Earn 1 Scotia Rewards point on every $1 you spend on all other eligible purchases.
- Add supplementary cards to help get you there faster – you earn Scotia Rewards points on purchases charged to your account by supplementary cardmembers. Plus, the first additional card comes with no annual fee.
- No FX Mark-Up: You will not be charged a Foreign Currency Conversion mark-up on foreign currency purchases whether you make them online or outside of Canada. Only the exchange rate applies.
- Complimentary Airport Lounge Access: Enjoy complimentary Priority Pass membership, plus 6 free visits per year from the date of enrolment. You must present your Priority Pass Membership Card (or Digital Membership Card) to enter the lounges.
- Redeem for travel anywhere, anytime, with no travel restrictions.
- When you spend at least $40,000 in purchases annually on your Scotiabank Passport Visa Infinite account, you will earn 10,000 bonus Scotia Rewards points!
- Book your next getaway through the Scotia Rewards Travel Service and take advantage of the Best Price Guarantee on airfare. Or book travel wherever you like (through a travel agency or online) and redeem Scotia Rewards points to cover the cost of your trip.
- Scotia Rewards & SCENE Points Conversion: you can convert your Scotia Rewards points to SCENE or your SCENE points to Scotia Rewards points instantly, anytime you want.
- Take advantage of the complimentary Avis Preferred Plus membership as well as Visa Infinite Benefits, which include Visa Infinite Concierge and the Luxury Hotel Collection.
- Save time at the checkout: tap your Scotiabank Passport Visa Infinite Card or your smartphone for quick easy payments.
- Travel Emergency Medical Insurance: coverage is provided for eligible persons under age 65 for up to 25 consecutive days and for eligible persons age 65 and older for up to 10 consecutive days.
- Trip Cancellation / Trip Interruption Insurance: charge at least 75% of your trip costs to your Card and get trip interruption insurance at no extra cost.
- Flight Delay Insurance: charge at least 75% of the full ticket cost to your Scotiabank Passport Visa Infinite Card Card and you’ll be eligible for reimbursement of necessary expenses such as hotel accommodations, meals and other emergency items.
- Delayed and Lost Baggage Insurance: charge the full cost of your airplane, train, bus or cruise ship tickets to your Card. If your checked luggage is delayed or lost – you’re covered.
- Travel Accident Insurance: charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.
- Rental Car Collision Loss/Damage Insurance: charge the full cost of your eligible rental car to your Card and you’re automatically insured if your rental is damaged or stolen.
- Hotel/Motel Burglary Insurance: use your Card to pay for your stay at any hotel or motel in Canada or the U.S.
- Purchase Security & Extended Warranty Protection: most items purchased with your Card are insured against theft, loss or damage for 90 days from the purchase date and the manufacturer’s warranty is doubled for up to one year.
- Price Protection Service: most items purchased with your Card are protected in the event of a price drop within 60-days of purchase
- You must be a Canadian citizen OR a Permanent Resident
- You must be at least the age of majority in your province or territory
- You must not have declared bankruptcy in the past 7 years
- You must have at least $60,000 in personal annual income
- Or you must have at least $100,000 in annual household income
- Or you must have at least $250,000 in assets under management
Summary
The Scotiabank Passport Visa Infinite Card is the only major bank credit card offering you no foreign transaction fees and 6 free airport lounge passes. Redeem points for travel anywhere, while benefitting from the extensive travel, transit and purchase insurance. Earn Scotia Rewards points easily, with 2 points per dollar you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more), and 1 point per dollar spent on all other eligible purchases!
Our Review
Scotiabank Passport Visa Infinite Card
The Scotiabank Passport Visa Infinite Card is a travel card offering you points for your every day purchases that can be redeemed for travel rewards as well as a number of other flexible rewards options. The card boasts no foreign transaction fees and 6 free airport lounge passes, as well as Visa Infinite Benefits. Add to that the extensive insurance that comes with it, and you’ve got a card worth considering if you’re a frequent flyer. You can earn Scotia Rewards at the rate of 2 points per dollar spent on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more), and 1 point per dollar spent on all other eligible purchases. You may also benefit from a welcome bonus of 30,000 points when you charge your first $1,000 to the card in the first 3 months of card membership. At an annual fee of $139, the flexible earnings and redemption options make this card worthy of consideration, especially for those who travel frequently.
As per our rating system, this card scored 18/25 on rewards, 16/25 on interest rates and balance transfers, 22/25 on perks and insurance, and 21/25 on annual fees. Therefore, the total smart score of this card is 77/100.
Pros
- Earn up to 40,000 bonus Scotia Rewards points in your first year (that’s up to $400 towards travel): 30,000 points when you spend $1,000 on everyday purchases in the first 3 months, and 10,000 extra points when you spend a minimum of $40,000 annually
- Earn 2 Scotia Rewards points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more).
- Earn 1 Scotia Rewards point on every $1 you spend on all other eligible purchases.
- Add supplementary cards to help get you there faster – you earn Scotia Rewards points on purchases charged to your account by supplementary cardmembers. The first additional card comes with no annual fee.
- No foreign exchange markups.
- Complimentary Airport Lounge Access: Enjoy complimentary Priority Pass membership, plus 6 free visits per year from the date of enrolment. You must present your Priority Pass Membership Card (or Digital Membership Card) to enter the lounges.
- Redeem for travel anywhere, anytime, with no travel restrictions or black-out periods.
- Book your next getaway through the Scotia Rewards Travel Service and take advantage of the Best Price Guarantee on airfare. Or book travel wherever you like (through a travel agency or online) and redeem Scotia Rewards points to cover the cost of your trip.
- Take advantage of the complimentary Avis Preferred Plus membership as well as Visa Infinite Benefits, which include Visa Infinite Concierge and the Luxury Hotel Collection.
Cons
- An annual fee of $139
- Points may only be redeemed for travel in increments of 5,000.
- You must have at least $60,000 in personal annual income or you must have at least $100,000 in annual household income