Shell AIR MILES World MasterCard from BMO
Annual Fee
$99.00
Interest Rate
19.99%
Balance Transfer
22.99%
Cash Advance
22.99%
Credit Score
Excellent
Rewards
0.08%*
- Earn 1.25x the Miles on card purchases at Shell locations in Canada
- Earn 1 Mile for every $15 in card purchases everywhere else Mastercard cards are accepted
- Car Rental Collision Damage Waiver
- Flight Delay, Baggage Insurance and more
- Purchase Protection
- Extended Warranty Insurance
Minimum $60,000 (individual) or $100,000 (household) income required.
Summary
The Shell AIR MILES World MasterCard from BMO allows its holders to earn Air Miles while they shop. Earn 1 Mile for every $15 in card purchases everywhere Mastercard cards are accepted, and 1.25x the Miles on card purchases at Shell locations in Canada!
Our Review
Shell AIR MILES World MasterCard from BMO
The BMO AIR MILES World MasterCard allows its holders to earn Air Miles for every purchase charged to the card. These Air Miles can be redeemed for travel rewards with affiliated Air Miles partnership Airlines. This card is geared towards travellers, and as such it includes a suite of insurance to accompany holders on their journey. However, the rate of earning is quite low, at 1 point earned per $15 charged to the card. Additionally, the annual fee for the card is $99, which is relatively steep considering the low returns. Though this card does offer you rewards and insurance, there are options out there for travellers with lower fees and better returns.
As per our rating system, this card scored 19/25 on rewards, 16/25 on interest rates and balance transfers, 16/25 on perks and insurance, and 20/25 on annual fees. Therefore, the total smart score of this card is 71/100.
Pros
- Earn 1.25x the Miles on card purchases at Shell locations in Canada
- Earn 1 Mile for every $15 in card purchases everywhere else Mastercard cards are accepted
- Includes insurance coverage: Car Rental Collision Damage Waiver, Flight Delay, Baggage Insurance and more, Purchase Protection and Extended Warranty Insurance
Cons
- An annual fee of $99
- A relatively low earning rate at one Mile per $15 charged to the card.
- You may only redeem travel rewards from AIR MILES partnership Airlines.