
TD Aeroplan Visa Infinite Card
Annual Fee
$120.00*
Interest Rate
19.99%
Balance Transfer
22.99%
Cash Advance
22.99%
Credit Score
Good
Rewards
1.50%*
- Limited Time Offer: Get up to 30,000 Aeroplan Miles, equivalent to 2 short-haul roundtrip flight rewards. Plus, get a 1st year Annual Fee Rebate for the Primary Cardholder. Offer ends June 2, 2019.
- Welcome Bonus of 15,000 Aeroplan Miles when you make your first Purchase with your Card, plus15,000 Aeroplan Miles when you spend $1,000 within 90 days of Account opening.
- Earn 1.5 miles for every $1 spent on eligible grocery, gas and drugstore Purchases and aircanada.com Purchases.
- Earn 1 mile for every $1 spent on all other Purchases made with your Card.
- Earn miles twice when you pay with your Card and present your Aeroplan Membership Card at participating retailers and the Aeroplan eStore
- Your Aeroplan Miles don’t expire as long as you’re a TD Aeroplan Credit Cardholder
- On flights operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner, you may enjoy one complimentary first checked bag (with Aeroplan Flight Rewards), priority check-in and priority boarding (with Aeroplan Flight Rewards), one annual One-Time Guest Access Benefit to an Air Canada Maple Leaf Lounge™ (with an Aeroplan Flight Reward)
- Enjoy Visa Infinite Benefits: Complimentary Visa Infinite Concierge, Visa Infinite Luxury Hotel Collection, and Visa Infinite Food and Wine Experiences.
- Save with Avis Rent A Car and Budget Rent A Car: use your TD Credit Card to save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
- Travel Medical Insurance: Up to $1 million of coverage for the first 21 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. Additional top-up coverage is available.
- Trip Cancellation/Trip Interruption Insurance: For Trip Cancellation up to $1,500 of coverage per insured person, with a maximum of $5,000 for all insured persons, and for Trip Interruption, up to $5,000 of coverage per insured person, with a maximum of $25,000 for all insured persons on the same covered trip.
- Delayed and Lost Baggage Insurance: Up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost.
- Flight/Trip Delay Insurance: Up to $500 in coverage if your flight/trip is delayed more than 4 hours.
- Common Carrier Travel Accident Insurance: Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train or auto rental).
- Auto Rental Collision / Loss Damage Insurance: Coverage for up to 48 consecutive days.
- Emergency Travel Assistance Services: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
- Optional Balance Protection insurance: Optional Balance Protection insurance products are designed to assist in managing your credit obligations on your TD Credit Card(s) in the event of your Involuntary Unemployment, Loss of Self-Employment Income, Disability Requiring Hospitalization, Total Disability, Dismemberment, Critical Illness or Death. To learn more about optional Balance
This card requires $60,000 annual personal income or $100,000 annual household income.
You must be a Canadian resident and you must be of the age of majority in your province/territory of residence.
Summary
TD Aeroplan Visa Infinite Card is a travel card for frequent flyers with travel benefits and extensive coverage. Holders can earn 1 Aeroplan Mile for each dollar spent on their card, and 1.5 Aeroplan Miles for each dollar spent on eligible grocery, gas, drugstore, and aircanada.com purchases.
Our Review
TD Aeroplan Visa Infinite Card
TD Aeroplan Visa Infinite Card is a travel card that allows you to earn Aeroplan Miles while you make your day-to-day purchases. This card is for frequent flyers, and comes with travel benefits like complimentary checked bags, priority boarding and extensive insurance coverage. At an annual fee of $120, holders can earn 1 Aeroplan Mile for each dollar spent on their card, 1.5 Aeroplan Miles for each dollar spent on eligible grocery, gas, drugstore, and aircanada.com purchases, and may also earn double the miles if they present their Aeroplan Membership Card at participating retailers when making purchases using this card. With additional access to roadside assistance, special discounts and Visa Infinite Benefits, as well as a welcome bonus of up to 30,000 Aeroplan Miles, this card has a high earning potential and could certainly be worth the fee for those who love to fly.
As per our rating system, this card scored 22/25 on rewards, 16/25 on interest rates and balance transfers, 22/25 on perks and insurance, and 20/25 on annual fees. Therefore, the total smart score of this card is 80/100.
Pros
- Welcome Bonus of 15,000 Aeroplan Miles when you make your first Purchase with your Card, plus15,000 Aeroplan Miles when you spend $1,000 within 90 days of Account opening.
- Earn 1.5 miles for every $1 spent on eligible grocery, gas and drugstore Purchases and aircanada.com Purchases.
- Earn 1 mile for every $1 spent on all other Purchases made with your Card.
- Earn miles twice when you pay with your Card and present your Aeroplan Membership Card at participating retailers and the Aeroplan eStore
- Your Aeroplan Miles don’t expire as long as you’re a TD Aeroplan Credit Cardholder
- On flights operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner, you may enjoy one complimentary first checked bag (with Aeroplan Flight Rewards), priority check-in and priority boarding (with Aeroplan Flight Rewards), one annual One-Time Guest Access Benefit to an Air Canada Maple Leaf Lounge™ (with an Aeroplan Flight Reward)
- Enjoy Visa Infinite Benefits: Complimentary Visa Infinite Concierge, Visa Infinite Luxury Hotel Collection, and Visa Infinite Food and Wine Experiences.
- Save with discounts on Avis Rent A Car and Budget Rent A Car.
- Get an array of insurance coverage, including travel insurance, travel medical insurance, purchase protection and extended warranty.
- Get access to roadside assistance.
Cons
- An annual fee of $120
- Each additional card user comes at an annual fee of $50
- This card requires $60,000 annual personal income or $100,000 annual household income.