TD Aeroplan Visa Infinite Privilege Card
Annual Fee
$399.00
Interest Rate
19.99%
Balance Transfer
22.99%
Cash Advance
22.99%
Credit Score
Good
Rewards
1.50%*
- Limited Time Offer: get up to 50,000 Aeroplan Miles. Offer ends September 3, 2019. Welcome Bonus of 25,000 Aeroplan Miles when you make your first Purchase with your Card, plus get 25,000 Aeroplan Miles when you spend $1,000 within 90 days of Account opening.
- Earn 1.5 miles for every $1 spent on eligible grocery, gas and drugstore Purchases and Air Canada Purchases
- Earn 1.25 miles for every $1 spent on all other Purchases made with your Card
- Earn miles twice: use your Card with your Aeroplan Membership Card at participating retailers and the Aeroplan eStore
- Your Aeroplan Miles don’t expire as long as you’re a TD Aeroplan Credit Cardholder
- Enjoy Air Canada benefits: Complimentary First Checked Bag, Priority Check-in and Priority Boarding, four annual One-Time Guest Access Benefits to an Air Canada Maple Leaf Lounge (when travelling on an Aeroplan Flight Reward), and one 50% discount on a Companion Ticket on an Air Canada flight.
- Benefits with Visa Infinite Privilege: Global Airport Lounge Access, Visa Infinite Privilege Airport Benefits at Vancouver, Ottawa and Montreal-Trudeau International airports,Visa Infinite Luxury* Hotel Collection, complimentary Concierge, Visa Infinite Food and Wine Experiences, and Visa Infinite Canada Wine Country Program
- Save with Avis Rent A Car and Budget Rent A Car: save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
- Travel Medical Insurance: Up to $5 million of coverage for the first 22 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. Additional top-up coverage is available.
- Delayed and Lost Baggage Insurance: For delayed baggage, up to $1,000 of coverage per insured person if delayed more than 4 hours. For lost baggage, up to $2,500 of coverage per insured person.
- Flight/Trip Delay Insurance: Up to $1,000 in coverage if your flight/trip is delayed more than 4 hours.
- Common Carrier Travel Accident Insurance:Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train, or auto rental).
- Trip Cancellation / Trip Interruption Insurance: For Trip Cancellation, up to $2,500 of coverage per insured person, with a maximum of $5,000 for all insured persons, and for Trip Interruption, up to $5,000 of coverage per insured person, with a maximum of $25,000 for all insured persons on the same covered trip.
- Auto Rental Collision/Loss Damage Insurance: Coverage for up to 48 consecutive days.
- Emergency Travel Assistance Services: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
- Optional Balance Protection insurance products are designed to assist in managing your credit obligations on your TD Credit Card(s) in the event of your Involuntary Unemployment, Loss of Self-Employment Income, Disability Requiring Hospitalization, Total Disability, Dismemberment, Critical Illness or Death
You must have a minimum $200,000 annual household income.
You must be a Canadian resident and of the age of majority in your province/territory of residence.
Summary
The TD Aeroplan Visa Infinite Privilege Card allows its holders to earn Aeroplan Miles that don’t expire, as well as extensive Air Canada and Visa Infinite Privilege benefits.
Enjoy a welcome Bonus of 25,000 Aeroplan Miles when you make your first Purchase with your Card, plus get 25,000 Aeroplan Miles when you spend $1,000 within 90 days of Account opening!
Our Review
TD Aeroplan Visa Infinite Privilege Card
The TD Aeroplan Visa Infinite Privilege Card allows its holders to earn Aeroplan Miles that don’t expire, as well as extensive Air Canada and Visa Infinite Privilege benefits. Cardholders can earn 1.25 Aeroplan Miles for every dollar spent on every day purchases and 1.5 Aeroplan Miles for every dollar spent on gas, groceries, drugstore purchases and Air Canada purchases. Additionally, with this card you can enjoy a welcome Bonus of 25,000 Aeroplan Miles when you make your first Purchase with your Card, plus get 25,000 Aeroplan Miles when you spend $1,000 within 90 days of Account opening. This card comes at the steep fee of $399 annually, plus $99 for an additional authorized user, but for that price you get a lot of perks. The exclusive Air Canada perks include priority boarding and check-in, one complimentary checked bag, 4 airport lounge passes and a 50% discount on one business class companion ticket. Visa Infinite Privilege Benefits include a priority pass membership, and access to the Visa Infinite luxury hotel collection, the Visa Infinite wine country program and Visa Infinite food and wine experiences, as well as a 24/7 concierge service. On top of all those perks, you also get extensive travel insurance coverage, extended warranty and purchase protection. As you can see, this card comes with a huge amount of perks and benefits, however the annual fee along with a minimum household income requirement of $200,000 mean this is not a card for everyone. If you’re a frequent traveller in search of a card that brings you premium travel benefits, you meet the income requirements and aren’t bothered by the steep $399 fee, this card could be worth considering. However, if you don’t feel that you need luxury perks, you can definitely find cheaper travel cards.
As per our rating system, this card scored 23/25 on rewards, 16/25 on interest rates and balance transfers, 21/25 on perks and insurance, and 19/25 on annual fees. Therefore, the total smart score of this card is 79/100.
Pros
- Limited Time Offer: get up to 50,000 Aeroplan Miles. Offer ends September 3, 2019. Welcome Bonus of 25,000 Aeroplan Miles when you make your first Purchase with your Card, plus get 25,000 Aeroplan Miles when you spend $1,000 within 90 days of Account opening.
- Earn 1.5 miles for every $1 spent on eligible grocery, gas and drugstore Purchases and Air Canada Purchases
- Earn 1.25 miles for every $1 spent on all other Purchases made with your Card
- Earn miles twice: use your Card with your Aeroplan Membership Card at participating retailers and the Aeroplan eStore
- Enjoy Air Canada benefits: Complimentary First Checked Bag, Priority Check-in and Priority Boarding, four annual One-Time Guest Access Benefits to an Air Canada Maple Leaf Lounge (when travelling on an Aeroplan Flight Reward), and one 50% discount on a Companion Ticket on an Air Canada flight.
- Benefits with Visa Infinite Privilege: Global Airport Lounge Access, Visa Infinite Privilege Airport Benefits at Vancouver, Ottawa and Montreal-Trudeau International airports,Visa Infinite Luxury* Hotel Collection, complimentary Concierge, Visa Infinite Food and Wine Experiences, and Visa Infinite Canada Wine Country Program
- Save with Avis Rent A Car and Budget Rent A Car: save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
- Enjoy an extensive array of travel insurance coverage, extended warranty and purchase protection.
Cons
- An annual fee of $399
- You must have a minimum $200,000 annual household income.