TD Aeroplan Visa Platinum Card
Annual Fee
$89.00*
Interest Rate
19.99%
Balance Transfer
22.99%
Cash Advance
22.99%
Credit Score
Good
Rewards
1.00%*
- Limited Time Offer: get up to 15,000 Aeroplan Miles, plus, get a first year Annual Fee Rebate for the Primary Cardholder. Offer ends June 2, 2019.
- Welcome Bonus of 10,000 Aeroplan Miles when you make your first Purchase with your Card. Plus, 5,000 Aeroplan Miles when you spend $1,000 within 90 days of Account opening.
- Earn 1 mile for every $1 spent on eligible grocery, gas and drugstore Purchases made with your Card
- Earn 1 mile for every $1.50 spent on all other Purchases made with your Card
- Earn miles twice: use your Card with your Aeroplan Membership Card at participating retailers and the Aeroplan eStore
- Your Aeroplan Miles don’t expire as long as you’re a TD Aeroplan Credit Cardholder
- Save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
- Delayed and Lost Baggage Insurance: Up to $1,000 overall coverage per insured person towards the purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost.
- Flight/Trip Delay Insurance:Up to $500 in coverage if your flight/trip is delayed more than 4 hours.
- Common Carrier Travel Accident Insurance:Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, or train).
- Emergency Travel Assistance Services: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
- Auto Rental Collision/Loss Damage Insurance:Coverage for up to 48 consecutive days.
- Access to optional Travel Medical Insurance, Trip Cancellation and Trip Interruption Insurance.
- Optional Balance Protection insurance: designed to assist in managing your credit obligations on your TD Credit Card(s) in the event of your Involuntary Unemployment, Loss of Self-Employment Income, Disability Requiring Hospitalization, Total Disability, Dismemberment, Critical Illness or Death.
You must a Canadian resident and must be of the age of majority in your province/territory of residence.
Summary
The TD Aeroplan Visa Platinum Card is a travel card that allows its holders to earn Aeroplan Miles that don’t expire.
Enjoy a welcome Bonus of 10,000 Aeroplan Miles when you make your first Purchase with your Card, plus get 5,000 Aeroplan Miles when you spend $1,000 within 90 days of Account opening!
Our Review
TD Aeroplan Visa Platinum Card
Aeroplan Miles while you make your day-to-day purchases. This card is for frequent flyers, and comes with extensive insurance coverage. At an annual fee of $89, holders can earn 1 Aeroplan Mile for each $1.50 spent on their card, 1 Aeroplan Miles for each dollar spent on eligible grocery, gas and drugstore purchases, and may also earn double the miles if they present their Aeroplan Membership Card at participating retailers when making purchases using this card. With additional discounts on rental cars, as well as a welcome bonus of up to 15,000 Aeroplan Miles, this card could be worth the fee for those who love to fly.
As per our rating system, this card scored 20/25 on rewards, 16/25 on interest rates and balance transfers, 13/25 on perks and insurance, and 22/25 on annual fees. Therefore, the total smart score of this card is 71/100.
Pros
- Limited Time Offer: get up to 15,000 Aeroplan Miles, plus, get a first year Annual Fee Rebate for the Primary Cardholder. Offer ends June 2, 2019.
- Welcome Bonus of 10,000 Aeroplan Miles when you make your first Purchase with your Card. Plus, 5,000 Aeroplan Miles when you spend $1,000 within 90 days of Account opening.
- Earn 1 mile for every $1 spent on eligible grocery, gas and drugstore Purchases made with your Card
- Earn 1 mile for every $1.50 spent on all other Purchases made with your Card
- Earn miles twice: use your Card with your Aeroplan Membership Card at participating retailers and the Aeroplan eStore
- Your Aeroplan Miles don’t expire as long as you’re a TD Aeroplan Credit Cardholder
- Save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
- Benefit from an 7 different types of insurance.
Cons
- An annual fee of $89
- This card does not have the Air Canada benefits that the TD Aeroplan Visa Infinite Card boasts.