TD Platinum Travel Visa Card
Annual Fee
$89.00*
Interest Rate
19.99%
Balance Transfer
22.99%
Cash Advance
22.99%
Credit Score
Good
Rewards
2.50%*
- Limited Time Offer: get up to 25,000 TD Rewards Points. Plus, get a full Annual Fee Rebate for the Primary Cardholder for the first year. Conditions apply. Offer ends June 2, 2019.
- Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card, plus 10,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening.
- Earn 3 TD Rewards Points for every $1 in grocery purchases and regularly recurring bill payments.
- Earn 5 TD Rewards Points for every $1 when you book travel online through ExpediaForTD.com
- Earn 2 TD Rewards Points for every $1 you spend on all other purchases.
- Book your trip through Expedia For TD or any other travel provider – the choice is yours! Choose Expedia For TD to maximize the number of TD Rewards Points you can earn on your travel purchases.
- No blackouts or seat restrictions under the TD Rewards Program.
- Your TD Rewards Points never expire as long as you are a Cardholder
- Priority Pass Membership discount: all TD Travel Credit Cardholders in Canada receive an annual discount on a Priority Pass membership, your key to 1,200 VIP airport lounges worldwide.
- Emergency Travel Assistance Services: help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
- Save with Avis Rent A Car and Budget Rent A Car: use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
- Flight/Trip Delay Insurance: up to $500 in coverage if your flight/trip is delayed more than 4 hours.
- Delayed and Lost Baggage Insurance: up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothing and toiletries if your baggage is delayed more than 6 hours or lost.
- Common Carrier Travel Accident Insurance: up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, or train).
- Auto Rental Collision/ Loss Damage Insurance: use your eligible Canadian TD Credit Card to charge the full cost of a car rental and get the Auto Rental Collision/Loss Damage Insurance at no additional cost
- Option to purchase TD Auto Club Membership: be covered 24 hours a day for emergency roadside assistance services in case something goes wrong when you are out on the road.
- Purchase Security and Extended Warranty Protection: you automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase.
You are a Canadian resident and are of the age of majority in your province/territory of residence.
Summary
The TD Platinum Travel Visa Card allows its holders to earn points for their everyday purchases. The card also offers extensive travel benefits like an annual discount on a Priority Pass membership, giving you access to 1,200 VIP airport lounges worldwide! Earn 5 TD Rewards Points for every $1 when you book travel online through ExpediaForTD.com, 3 TD Rewards Points for every $1 in grocery purchases and regularly recurring bill payments, and 2 TD Rewards Points for every $1 you spend on all other purchases. Plus, get a welcome offer of 15,00 TD Rewards Points when you make your first purchase with the card!
Our Review
TD Platinum Travel Visa Card
The TD Platinum Travel Visa Card is a travel card that allows its holders to earn points for their everyday purchases. These points never expire and may be redeemed for travel rewards, with no travel blackouts, seat restrictions. The card comes with an annual fee of $99, but it also offers extensive travel benefits like an annual discount on a Priority Pass membership, as well as a suite of insurance coverage. You will earn 5 TD Rewards Points for every $1 when you book travel online through ExpediaForTD.com, 3 TD Rewards Points for every $1 in grocery purchases and regularly recurring bill payments, and 2 TD Rewards Points for every $1 you spend on all other purchases, so you can rack up points fairly quickly through your day-to-day spending. With the added welcome offer of 15,00 TD Rewards Points when you make your first purchase with the card, the TD Platinum Travel Visa Card is an interesting option for frequent flyers or even just those who want to get travel rewards out of their every day purchases. However, there are no cash back or other rewards options, so if you’re not into travel this isn’t the card for you.
As per our rating system, this card scored 19/25 on rewards, 16/25 on interest rates and balance transfers, 15/25 on perks and insurance, and 21/25 on annual fees. Therefore, the total smart score of this card is 71/100.
Pros
- Limited Time Offer: get up to 25,000 TD Rewards Points. Plus, get a full Annual Fee Rebate for the Primary Cardholder for the first year. Conditions apply. Offer ends June 2, 2019.
- Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card, plus 10,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening.
- Earn 3 TD Rewards Points for every $1 in grocery purchases and regularly recurring bill payments.
- Earn 5 TD Rewards Points for every $1 when you book travel online through ExpediaForTD.com
- Earn 2 TD Rewards Points for every $1 you spend on all other purchases.
- No blackouts or seat restrictions under the TD Rewards Program.
- Your TD Rewards Points never expire as long as you are a Cardholder
- Priority Pass Membership discount: all TD Travel Credit Cardholders in Canada receive an annual discount on a Priority Pass membership, your key to 1,200 VIP airport lounges worldwide.
- An array of travel insurance coverage, with optional travel medical insurance.
- Emergency Travel Assistance Services.
- Discounts on Avis Rent A Car and Budget Rent A Car.
Cons
- Annual fee of $99
- You may not redeem points for cash or merchandise. You may only redeem travel rewards via TD’s Expedia portal.
- Additional authorized card users come with a $50 annual fee