The American Express AIR MILES Credit Card
Annual Fee
$0.00
Interest Rate
19.99%
Balance Transfer
1.99%*
Cash Advance
22.99%
Credit Score
Fair
Rewards
0.73%*
- Earn a bonus of 500 AIR MILES Reward Miles when you charge a total of $500 in purchases to your Card within your first three months of Cardmembership.
- Earn 1 Reward Mile for every $15 in Card purchases at AIR MILES Sponsors.
- Earn 1 Reward Mile for every $20 in Card purchases everywhere else.
- Insider Access sends hundreds of lucky contest winners to see their favourite artists live in concert, and other special offers.
- Enjoy an interest rate of 1.99% in first 6 months if you choose to transfer your other credit card balances to this American Express card at time of online application.
- Refer a friend and you could earn a bonus of 200 AIR MILES Reward Miles for each approved referral up to a maximum annual referral bonus of 3,000 AIR MILES Reward Miles.
- American Express Invites opens the door to memorable experiences we think you’ll love: Front Of The Line Advance Access, Front Of The Line Reserved Tickets, Front Of The Line E-Updates, special Offers and Experiences for all Cardmembers, and special Access for all Cardmembers.
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$100,000 Travel Accident Insurance
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Buyer’s Assurance Protection Plan
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Purchase Protection Plan
- You must be a Canadian resident and have a Canadian credit file
- You must be the age of majority in the province or territory where you live
Summary
The American Express AIR MILES Credit Card is a travel card that allows its holders to earn AIR MILES Reward Miles for their every day purchases. The card also gives access special Front Of The Line access to great exclusive experiences!
Enjoy a bonus of 500 AIR MILES Reward Miles when you charge a total of $500 in purchases to your Card within your first three months of Cardmembership.
Our Review
The American Express AIR MILES Credit Card
The American Express AIR MILES Credit Card is a travel card that allows its holders to earn AIR MILES Reward Miles for their every day purchases. Cardholders can earn 1 Reward Mile for every $15 in purchases at Air Miles sponsors, and 1 reward mile for every $20 in all other purchases. Additionally, cardholders will receive a bonus of 500 air miles when they charge their first $500 to the card within the first 3 months of membership. Not only that, this card offers an introductory interest rate on balance transfers of 1.99% for the first 6 months – all this, for no annual fee.The card also gives access special Front Of The Line access to great exclusive experiences, as well as travel accident insurance, purchase protection and extended warranty. All in all, for those who want to earn Air Miles for no annual fee this card could be a great option. It has a few nice perks, some insurance coverage and a low introductory rate on balance transfers, but the rate of earning rewards is a bit low. However, this might not be a problem for those who charge a lot of purchases to their card, especially when considering that this card does not have an annual fee.
As per our rating system, this card scored 18/25 on rewards, 18/25 on interest rates and balance transfers, 11/25 on perks and insurance, and 25/25 on annual fees. Therefore, the total smart score of this card is 72/100.
Pros
- No annual fee.
- Earn a bonus of 500 AIR MILES Reward Miles when you charge a total of $500 in purchases to your Card within your first three months of Cardmembership.
- Earn 1 Reward Mile for every $15 in Card purchases at AIR MILES Sponsors.
- Earn 1 Reward Mile for every $20 in Card purchases everywhere else.
- Air Miles may be redeemed for a variety of rewards, including travel, merchandise, tickets and more.
- Insider Access sends hundreds of lucky contest winners to see their favourite artists live in concert, and other special offers.
- Introductory interest rate on balance transfers of 1.99% for the first 6 months
- Refer a friend and you could earn a bonus of 200 AIR MILES Reward Miles for each approved referral up to a maximum annual referral bonus of 3,000 AIR MILES Reward Miles.
- American Express Invites opens the door to memorable experiences we think you’ll love: Front Of The Line Advance Access, Front Of The Line Reserved Tickets, Front Of The Line E-Updates, special Offers and Experiences for all Cardmembers, and special Access for all Cardmembers.
- Includes $100,000 Travel Accident Insurance, purchase protection and extended warranty.
Cons
- American Express is not accepted everywhere.
- A less extensive range of insurance than other travel cards.