Walmart Mastercard
Annual Fee
$0.00
Interest Rate
19.89%
Balance Transfer
19.89%
Cash Advance
21.49%
Credit Score
Good
Rewards
1.25%*
- Earn 1.25% at Walmart stores and on Walmart.ca
- Earn 1% everywhere else.
- Redeem at the register or online with as little as $5 in Walmart Reward Dollars or save up for something special.
- Get up to $25 in bonus Walmart Reward Dollars ($15 Welcome Bonus plus $10 Paperless Statement Bonus)
- Tap & Go convenience,
- Free supplementary cards so you can earn rewards faster.
- You must have a Walmart.ca account
- You must be a resident of Canada, outside of Quebec
- You must be the age of majority in your province
- You must have an annual household income of $12,000+
Summary
The Walmart Mastercard is for frequent Walmart shoppers. Cardholders can earn Walmart Rewards wherever they shop, to be redeemed at the register or online with as little as $5 in Walmart Reward Dollars. Earn more points when you shop at Walmart stores and online!
Our Review
Walmart Mastercard
The Walmart Mastercard allows its holders to earn Walmart Rewards Dollars for their purchases. This card is aimed at frequent Walmart shoppers, offering no flexibility in terms of where the points can be redeemed. Cardholders can earn 1% back in Walmart Rewards Dollars, and 1.25% on purchases made in Walmart stores or online at Walmart.ca. The card comes with no annual fee, but offers little flexibility and no extra perks. If you’re a frequent Walmart shopper looking to earn a little cash back, this card might be right for you, but if you never shop at Walmart, or you’re looking for more flexibility and benefits from your card, you should consider other options.
As per our rating system, this card scored 18/25 on rewards, 17/25 on interest rates and balance transfers, 5/25 on perks and insurance, and 25/25 on annual fees. Therefore, the total smart score of this card is 65/100.
Pros
- Earn 1.25% at Walmart stores and on Walmart.ca
- Earn 1% everywhere else.
- No annual fee.
- Redeem at the register or online with as little as $5 in Walmart Reward Dollars or save up for something special.
- Get up to $25 in bonus Walmart Reward Dollars ($15 Welcome Bonus plus $10 Paperless Statement Bonus.
- Free supplementary cards so you can earn rewards faster.
Cons
- Rewards may only be redeemed at Walmart.
- The card comes with no insurance or other perks.