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Best Credit Cards in Canada 2025

Compare 95 of the best cards from Canada's top banks in 2025

Best Credit Cards in Canada

The Honest Canadian Rankings

Scotia Momentum No-Fee Visa Card from Scotiabank - VISA credit card with no annual fee

Scotia Momentum No-Fee Visa Card

Scotiabank

1
VISA

Annual Fee

$0.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).

Key Benefits

  • NO ANNUAL FEE
  • Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
  • Plus, get a 0% introductory interest rate on balance transfers for the first 6 months (2% fee per cash advance, 22.99% after that; annual fee $0).
  • Annual fee: $0
  • Interest rates: 19.99% purchases / 22.99% cash advances

Card Features

Cash BackMomentumNo FeeBalance Transfer
BMO eclipse Visa Infinite Card from BMO - VISA credit card with $120.00 annual fee

BMO eclipse Visa Infinite Card

BMO

2
VISA

Annual Fee

$120.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get up to $570 in value which includes up to 60,000 Bonus points, a $50 anniversary lifestyle credit, and no annual fee in your first year.

Key Benefits

  • Visa
  • bmo Rewards
  • $120annual fee
  • 21.99% for purchases
  • 23.99% for cash advances(21.99% for Quebec residents)
  • BMO eclipse Visa Infinite Card
  • Welcome offer: Get up to $570 in value which includes up to 60,000 Bonus points, a $50 anniversary lifestyle credit, and no annual fee in your first year.
  • for purchases
  • for cash advances
  • for Quebec residents
  • Minimum $60,000.00 (individual) or $100,000.00 (household) annual income required ORMinimum $15,000.00 declared current annual spend

Card Features

Travel RewardsBmo RewardsPoints RewardsPremiumVisa Infinite
CIBC Aeroplan Visa Business Plus Card from CIBC - VISA credit card with $120.00 annual fee

CIBC Aeroplan Visa Business Plus Card

CIBC

3
VISA

Annual Fee

$120.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Apply and earn up to $1,700 in value, which includes up to 60,000 Aeroplan points!Conditions apply.

Key Benefits

  • 2 points per $1 directly with Air Canada and Air Canada Vacations
  • 1.5 points per $1 on internet, cable, travel, dining and more
  • First bag free | Lounge access | Preferred pricing

Card Features

AeroplanTravel RewardsAirline RewardsSmall Business
RBC Cash Back Preferred World Elite Mastercard from RBC - MASTERCARD credit card with $99.00 annual fee

RBC Cash Back Preferred World Elite Mastercard

RBC

4
MASTERCARD

Annual Fee

$99.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Special Offer

Key Benefits

  • Special Offer
  • Get 12% cash back on all purchases for the first 3 months up to $2,000 in total purchases^. That’s up to $240 in cash back!
  • Unlimited cash back of up to 1.5% on all purchases thereafter3
  • Premium Cash Back credit card benefits
  • Mastercard Airport Experiences provided by DragonPass2
  • RBC Cash Back Preferred World Elite Mastercard
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

World EliteCash BackPremium
Scotia Momentum No-Fee Visa Card (for students) from Scotiabank - VISA credit card with no annual fee

Scotia Momentum No-Fee Visa Card (for students)

Scotiabank

5
VISA

Annual Fee

$0.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).

Key Benefits

  • Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
  • Plus, get a 0% introductory interest rate on balance transfers for the first 6 months (2% fee per cash advance, 22.99% after that; annual fee $0).
  • Annual fee: $0
  • Interest rates: 19.99% purchases / 22.99% cash advances

Card Features

Balance TransferStudentNo FeeCash BackMomentum
BMO Ascend World Elite Mastercard from BMO - MASTERCARD credit card with $150.00 annual fee

BMO Ascend World Elite Mastercard

BMO

6
MASTERCARD

Annual Fee

$150.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get up to 90,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.

Key Benefits

  • bmo Rewards
  • Travel
  • $150annual fee
  • 21.99% for purchases
  • 23.99% for cash advances(21.99% for Quebec residents)
  • Welcome offer: Get up to 90,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.
  • for purchases
  • for cash advances
  • for Quebec residents
  • Minimum $80,000.00 (individual) or $150,000.00 (household) annual income required

Card Features

Points RewardsBmo RewardsTravel RewardsPremiumWorld Elite
CIBC Aeroplan Visa Infinite Privilege Card from CIBC - VISA credit card with $599.00 annual fee

CIBC Aeroplan Visa Infinite Privilege Card

CIBC

7
VISA

Annual Fee

$599.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Apply and earn up to $2,900 in value, which includes up to 85,000 Aeroplan points!. Conditions apply.

Key Benefits

  • 2 points per $1 directly with Air Canada and Air Canada Vacations
  • 1.5 points per $1 on eligible gas, electric vehicle charging, groceries, travel and dining
  • Lounge access | First bag free | Priority Airport Services

Card Features

Ultra PremiumAirline RewardsAeroplanPremium FeeVisa Infinite PrivilegePremiumTravel Rewards
CIBC Aventura Gold Visa Card from CIBC - VISA credit card with $139.00 annual fee

CIBC Aventura Gold Visa Card

CIBC

8
VISA

Annual Fee

$139.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Join and get up to $1,800 in value!.

Key Benefits

  • 2 points per $1 on travel booked through the CIBC Rewards Centre
  • 1.5 points per $1 on eligible gas, electric vehicle charging, grocery and drugstore purchases
  • Lounge access | NEXUS fee rebate

Card Features

Points RewardsGold TierTravel RewardsAventura
CIBC Aventura Visa Infinite Card from CIBC - VISA credit card with $139.00 annual fee

CIBC Aventura Visa Infinite Card

CIBC

9
VISA

Annual Fee

$139.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Join and get over $1,800 in value!.

Key Benefits

  • 2 points per $1 on travel booked through the CIBC Rewards Centre
  • 1.5 points per $1 on eligible gas, electric vehicle charging, grocery and drugstore purchases
  • Lounge access | NEXUS application fee rebate | Visa concierge service

Card Features

PremiumAventuraTravel RewardsPoints RewardsVisa Infinite
CIBC Dividend Visa Infinite Card from CIBC - VISA credit card with $120.00 annual fee

CIBC Dividend Visa Infinite Card

CIBC

10
VISA

Annual Fee

$120.00

Purchase APR

21.99%

Foreign Fee

2.5%

Key Benefits

  • 4% cash back on eligible gas, electric vehicle charging and groceries
  • 2% cash back on eligible transportation, dining and recurring payments
  • Mobile Device Insurance | Save on gas | Visa concierge services

Card Features

PremiumCash BackVisa Infinite
BMO eclipse Visa Infinite Privilege Card from BMO - VISA credit card with $599.00 annual fee

BMO eclipse Visa Infinite Privilege Card

BMO

11
VISA

Annual Fee

$599.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

You deserve to be rewarded! Get up to 120,000 points.

Key Benefits

  • Visa
  • bmo Rewards
  • $599annual fee
  • 21.99% for purchases
  • 23.99% for cash advances(21.99% for Quebec residents)
  • Welcome offer: You deserve to be rewarded! Get up to 120,000 points.
  • for purchases
  • for cash advances
  • for Quebec residents
  • Minimum $150,000.00 (individual) or $200,000.00 (household) annual income required

Card Features

Travel RewardsBmo RewardsPoints RewardsPremium FeePremiumVisa Infinite PrivilegeUltra Premium
CIBC Aeroplan Visa Business Card from CIBC - VISA credit card with $180.00 annual fee

CIBC Aeroplan Visa Business Card

CIBC

12
VISA

Annual Fee

$180.00

Purchase APR

12.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Apply and earn up to $1,700 in value, which includes up to 60,000 Aeroplan points! Conditions apply.

Key Benefits

  • 2 points per $1 directly with Air Canada and Air Canada Vacations
  • 1.5 points per $1 on internet, cable, travel, dining and more
  • First bag free | Lounge access | Preferred pricing

Card Features

AeroplanTravel RewardsAirline RewardsSmall Business
CIBC Aventura Visa Card for Business Plus from CIBC - VISA credit card with $120.00 annual fee

CIBC Aventura Visa Card for Business Plus

CIBC

13
VISA

Annual Fee

$120.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Join and get over $1,800 in value.

Key Benefits

  • 2 points per $1 on travel booked through the CIBC Rewards Centre
  • 1.5 points per $1 on eligible gas, electric vehicle charging and travel purchases
  • Transfer Aventura points between accounts

Card Features

AventuraTravel RewardsPoints RewardsSmall Business
Scotia Momentum Visa Infinite Card from Scotiabank - VISA credit card with $120.00 annual fee

Scotia Momentum Visa Infinite Card

Scotiabank

14
VISA

Annual Fee

$120.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).

Key Benefits

  • Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
  • Plus, no annual fee in the first year, including on additional cards.
  • Annual fee: $120
  • Interest rates: 20.99% purchases / 22.99% cash advances

Card Features

Visa InfiniteCash BackPremiumMomentum
BMO eclipse rise Visa Card from BMO - VISA credit card with no annual fee

BMO eclipse rise Visa Card

BMO

15
VISA

Annual Fee

$0.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

You deserve to be rewarded! Get 20,000 points and a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee. Plus, earn up to 5,000 bonus points every year!

Key Benefits

  • Visa
  • No Fee
  • $0annual fee
  • 21.99% for purchases
  • 23.99% for cash advances(21.99% for Quebec residents)
  • for purchases
  • for cash advances
  • for Quebec residents

Card Features

Travel RewardsNo Fee
CIBC Aeroplan Visa Infinite Card from CIBC - VISA credit card with $139.00 annual fee

CIBC Aeroplan Visa Infinite Card

CIBC

16
VISA

Annual Fee

$139.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Apply and earn up to $1,100 in value, which includes up to 40,000 Aeroplan points, . Conditions apply.

Key Benefits

  • 1.5 points per $1 directly with Air Canada and Air Canada Vacations
  • 1.5 points per $1 on eligible gas, electric vehicle charging and groceries
  • First bag free| Visa concierge service | Preferred pricing

Card Features

AeroplanTravel RewardsPremiumAirline RewardsVisa Infinite
RBC Avion Visa Business from RBC - VISA credit card with $120.00 annual fee

RBC Avion Visa Business

RBC

17
VISA

Annual Fee

$120.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get 35,000 Avion points1

Key Benefits

  • Get 35,000 Avion points1
  • Earn 1 Avion point for every $1 spent in net purchases with your card
  • No blackout periods or seat restrictions
  • RBC Avion Visa Business
  • Get 35,000 Avion points1
  • Earn 1 Avion point for every $1 spent in net purchases with your card
  • No blackout periods or seat restrictions
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

Travel RewardsBusinessAvionSmall Business
CIBC Dividend Visa Card for Students from CIBC - VISA credit card with no annual fee

CIBC Dividend Visa Card for Students

CIBC

18
VISA

Annual Fee

$0.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Join and earn up to $125 cash back

Key Benefits

  • 2% cash back on eligible groceries
  • 1% cash back on eligible gas, electric vehicle charging, transportation and recurring payments
  • Free SPC+ membership | Extended warranty | Pay in installments

Card Features

StudentCash BackNo Fee
RBC Avion Visa Infinite Business from RBC - VISA credit card with $175.00 annual fee

RBC Avion Visa Infinite Business

RBC

19
VISA

Annual Fee

$175.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get 35,000 Avion points2

Key Benefits

  • Get 35,000 Avion points2
  • Earn 1.25 Avion points for every $1 spent in net purchases with your card, on up to $75,000 per year3
  • A suite of premium insurances1 ‒ even your cell phone is covered6!
  • RBC Avion Visa Infinite Business
  • Get 35,000 Avion points2
  • Earn 1.25 Avion points for every $1 spent in net purchases with your card, on up to $75,000 per year3
  • A suite of premium insurances1 ‒ even your cell phone is covered6!
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

Travel RewardsPremiumAvionVisa InfiniteSmall Business
CIBC Aeroplan Visa Card from CIBC - VISA credit card with no annual fee

CIBC Aeroplan Visa Card

CIBC

20
VISA

Annual Fee

$0.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Apply and earn up to $200 in value, which includes up to 10,000 Aeroplan points!Conditions apply.

Key Benefits

  • 1 point per $1 directly with Air Canada and Air Canada Vacations
  • 1 point per $1 on eligible gas, electric vehicle charging and groceries
  • Preferred pricing | Earn points twice at over 170 retailers

Card Features

AeroplanTravel RewardsAirline RewardsNo Fee
CIBC Aeroplan Visa Card for Students from CIBC - VISA credit card with no annual fee

CIBC Aeroplan Visa Card for Students

CIBC

21
VISA

Annual Fee

$0.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Apply and earn up to $200 in value, which includes up to 10,000 Aeroplan points! Conditions apply.

Key Benefits

  • 1 point per $1 directly with Air Canada and Air Canada Vacations
  • 1 point per $1 on eligible gas, electric vehicle charging and groceries
  • Preferred pricing | Earn points twice at over 170 retailers

Card Features

StudentAeroplanTravel RewardsAirline RewardsNo Fee
CIBC Aventura Visa Card for Business from CIBC - VISA credit card with $180.00 annual fee

CIBC Aventura Visa Card for Business

CIBC

22
VISA

Annual Fee

$180.00

Purchase APR

12.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Join and get over $1,800 in value.

Key Benefits

  • 2 points per $1 on travel booked through the CIBC Rewards Centre
  • 1.5 points per $1 on eligible gas, electric vehicle charging, flights, hotels and other travel
  • Transfer Aventura points between accounts

Card Features

AventuraTravel RewardsPoints RewardsSmall Business
RBC Business Cash Back Mastercard from RBC - MASTERCARD credit card with no annual fee

RBC Business Cash Back Mastercard

RBC

23
MASTERCARD

Annual Fee

$0.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn 2% cash back on all your purchases* for the first three months

Key Benefits

  • Earn 2% cash back on all your purchases* for the first three months
  • Earn 1% cash back* on all purchases thereafter
  • No Annual Fee
  • RBC Business Cash Back Mastercard
  • Earn 2% cash back on all your purchases* for the first three months
  • Earn 1% cash back* on all purchases thereafter
  • No Annual Fee
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

Cash BackBusinessSmall Business
TD Cash Back Visa Infinite Card from TD Bank - VISA credit card with $139.00 annual fee

TD Cash Back Visa Infinite Card

TD Bank

24
VISA

Annual Fee

$139.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to $600 in value, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500. Conditions apply.

Key Benefits

  • Earn up to $600 in value, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500. Conditions apply.
  • $139 Annual Fee
  • 21.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

Cash BackPremiumVisa Infinite
CIBC Dividend Platinum Visa Card from CIBC - VISA credit card with $99.00 annual fee

CIBC Dividend Platinum Visa Card

CIBC

25
VISA

Annual Fee

$99.00

Purchase APR

21.99%

Foreign Fee

2.5%

Key Benefits

  • 3% cash back on eligible gas, electric vehicle charging and groceries
  • 2% cash back on eligible transportation, dining and recurring payments
  • Save on gas | Auto Rental Collision Insurance | Pay in installments

Card Features

PremiumCash BackPlatinum Tier
RBC Visa CreditLine for Small Business from RBC - VISA credit card with no annual fee

RBC Visa CreditLine for Small Business

RBC

26
VISA

Annual Fee

$0.00

Purchase APR

N/A

Foreign Fee

2.5%

🎁

Welcome Offer

Earn 1 Avion point for every $2 spent in net purchases with your card

Key Benefits

  • Earn 1 Avion point for every $2 spent in net purchases with your card
  • Low competitive interest rate
  • No Annual Fee
  • RBC Visa CreditLine for Small Business
  • Earn 1 Avion point for every $2 spent in net purchases with your card
  • Low competitive interest rate
  • No Annual Fee
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Prime + 2.9% to 11.9%
  • Cash Advance Rate:
  • Prime + 2.9% to 11.9%

Card Features

BusinessSmall BusinessBusiness Line Of Credit
Scotiabank Passport Visa Infinite Privilege Card from Scotiabank - VISA credit card with $599.00 annual fee

Scotiabank Passport Visa Infinite Privilege Card

Scotiabank

27
VISA

Annual Fee

$599.00

Purchase APR

20.99%

Foreign Fee

N/A

🎁

Welcome Offer

Earn up to 80,000 bonus Scene+ points in your first 14 months. That’s up to $800 in value.

Key Benefits

  • TRAVEL AND LIFESTYLE
  • Earn up to 80,000 bonus Scene+ points in your first 14 months. That’s up to $800 in value.
  • Earn 3 Scene+ points for every $1 you spend on eligible travel purchases.
  • Earn 2 Scene+ points for every $1 you spend on eligible dining and entertainment.
  • Annual fee: $599
  • Interest rates: 20.99% purchases / 22.99% cash advances

Card Features

Travel RewardsPremiumPassportNo Foreign FeesPremium FeeVisa Infinite PrivilegeUltra Premium
BMO VIPorterV I Porter World Elite Mastercard from BMO - MASTERCARD credit card with $199.00 annual fee

BMO VIPorterV I Porter World Elite Mastercard

BMO

28
MASTERCARD

Annual Fee

$199.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get up to $2,400 in value including 70,000 VIPorter points, a round-trip companion pass, the annual fee waived in the first year, and more.

Key Benefits

  • Travel
  • $199annual fee
  • 21.99% for purchases
  • 23.99% for cash advances(21.99% for Quebec residents)
  • Welcome offer: Get up to $2,400 in value including 70,000 VIPorter points, a round-trip companion pass, the annual fee waived in the first year, and more.
  • for purchases
  • for cash advances
  • for Quebec residents
  • Minimum $80,000.00 (individual) or $150,000.00 (household) annual income required

Card Features

Travel RewardsPremiumWorld ElitePorter AirlinesAirline Rewards
CIBC Dividend Visa Card from CIBC - VISA credit card with no annual fee

CIBC Dividend Visa Card

CIBC

29
VISA

Annual Fee

$0.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get up to 10 cents off per litre at participating gas stations with Journie Rewards.

Key Benefits

  • 2% cash back on eligible groceries
  • 1% cash back on eligible gas, electric vehicle charging, transportation, dining and recurring payments
  • Save on gas | Extended warranty | CIBC Pace It Installment Plans

Card Features

Cash BackNo Fee
More Rewards RBC Visa Infinite from RBC - VISA credit card with no annual fee

More Rewards RBC Visa Infinite

RBC

30
VISA

Annual Fee

$0.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Special Offer

Key Benefits

  • Special Offer
  • Enjoy up to 50,000 More Rewards points. That’s a value of $75 in groceries!1
  • Earn 8 More Rewards points for every $1 at over 700 partner locations like Save-On-Foods, Quality Foods, Buy-Low Foods, and more.3
  • Earn 8 More Rewards points for every $1 you spend on gas, EV charging and dining.4
  • Earn 4 More Rewards points for every $1 you spend on every other purchase you make everywhere you shop.5
  • More Rewards RBC Visa Infinite
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

Grocery RewardsVisa InfinitePremiumMore Rewards
WestJet RBC World Elite Mastercard from RBC - MASTERCARD credit card with $119.00 annual fee

WestJet RBC World Elite Mastercard

RBC

31
MASTERCARD

Annual Fee

$119.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Special Offer

Key Benefits

  • Special Offer
  • Get up to 45,000 WestJet points1, that's a value of up to $450 off the base fare.
  • WestJet points can now be redeemed to cover the full cost of your flight or WestJet/Sunwing vacation packages – even taxes and fees.9
  • Receive a round-trip companion voucher – every year – for any WestJet destination starting from $119 CAD (plus taxes, fees, charges and other ATC)2 or choose to exchange it for 4 lounge vouchers.8
  • Everyday purchases on the WestJet RBC World Elite Mastercard now help you achieve status faster with WestJet4. You can earn Status Lift up to 50 times per year – which is enough to reach Platinum Status.
  • WestJet RBC World Elite Mastercard
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

Travel RewardsPremiumWorld EliteWestjetAirline Rewards
CIBC Adapta Mastercard for Students from CIBC - MASTERCARD credit card with no annual fee

CIBC Adapta Mastercard for Students

CIBC

32
MASTERCARD

Annual Fee

$0.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Join and get up to $100 in value with no annual fee.

Key Benefits

  • 1.5 Adapta points per $1 spent in your top 3 spend categories
  • 1 Adapta point per $1 on all other purchases
  • Includes membership to roadside assistance, with access to services such as towing, battery boosting, gas delivery and much more.

Card Features

StudentAdaptaPoints RewardsFlexible RewardsNo Fee
TD Cash Back Visa Card from TD Bank - VISA credit card with no annual fee

TD Cash Back Visa Card

TD Bank

33
VISA

Annual Fee

$0.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to $50 in Cash Back Dollars with the TD Cash Back Visa Card. Conditions apply.

Key Benefits

  • Earn up to $50 in Cash Back Dollars with the TD Cash Back Visa Card. Conditions apply.
  • $0 Annual Fee
  • 21.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

Cash BackNo FeeGeneral
BMO AIR MILES Mastercard from BMO - MASTERCARD credit card with no annual fee

BMO AIR MILES Mastercard

BMO

34
MASTERCARD

Annual Fee

$0.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get 1,200 AIR MILES Bonus Miles (that’s enough for $120 towards purchases with AIR MILES Cash) and a 0.99% introductory interest rate on balance transfers for 9 months with a 2% transfer fee.

Key Benefits

  • AIR MILES
  • No Fee
  • $0annual fee
  • 21.99% for purchases
  • 23.99% for cash advances(21.99% for Quebec residents)
  • for purchases
  • for cash advances
  • for Quebec residents

Card Features

Air MilesTravel RewardsNo Fee
BMO CashBack Mastercard from BMO - MASTERCARD credit card with no annual fee

BMO CashBack Mastercard

BMO

35
MASTERCARD

Annual Fee

$0.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get up to 5% cash back in your first 3 months and a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee.

Key Benefits

  • Cash Back
  • No Fee
  • $0annual fee
  • 21.99% for purchases
  • 23.99% for cash advances(21.99% for Quebec residents)
  • Welcome offer: Get up to 5% cash back in your first 3 months and a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee.
  • for purchases
  • for cash advances
  • for Quebec residents

Card Features

Cash BackNo Fee

BMOB MOU.S.U . S . Dollar Mastercard

BMO

36
MASTERCARD

Annual Fee

N/A

Purchase APR

21.99%

Foreign Fee

2.5%

Key Benefits

  • Low Fee
  • U.S. $49annual fee
  • 21.99% for purchases
  • 23.99% for cash advances(21.99% for Quebec residents)
  • Shop in U.S.U . S . dollars and skip exchange-rate surprises.
  • for purchases
  • for cash advances
  • for Quebec residents

Card Features

Low FeeForeign CurrencyUsd Card

Student BMO AIR MILES Mastercard

BMO

37
MASTERCARD

Annual Fee

$0.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get 800 AIR MILES Bonus Miles (that’s enough for $80 towards purchases with AIR MILES Cash).

Key Benefits

  • Student
  • No Fee
  • $0annual fee
  • 21.99% for purchases
  • 23.99% for cash advances(21.99% for Quebec residents)
  • Welcome offer: Get 800 AIR MILES Bonus Miles (that’s enough for $80 towards purchases with AIR MILES Cash).
  • for purchases
  • for cash advances
  • for Quebec residents

Card Features

Air MilesTravel RewardsStudentNo Fee

Student BMO CashBack Mastercard

BMO

38
MASTERCARD

Annual Fee

$0.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get 5% cash back in your first 3 months!

Key Benefits

  • Student
  • No Fee
  • $0annual fee
  • 21.99% for purchases
  • 23.99% for cash advances(21.99% for Quebec residents)
  • Welcome offer: Get 5% cash back in your first 3 months!
  • for purchases
  • for cash advances
  • for Quebec residents

Card Features

Cash BackStudentNo Fee
More Rewards RBC Visa from RBC - VISA credit card with no annual fee

More Rewards RBC Visa

RBC

39
VISA

Annual Fee

$0.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Special Offer

Key Benefits

  • Special Offer
  • Enjoy up to 50,000 More Rewards points. That’s a value of $75 in groceries!1
  • Earn 5 More Rewards points for every $1 spent at over 700 partner locations like Save-On-Foods, Quality Foods, Buy-Low Foods, and more.3
  • Earn 5 More Rewards points for every $1 you spend on gas, EV charging and dining.4
  • Earn 3 More Rewards points for every $1 you spend on every other purchase you make everywhere you shop.5
  • More Rewards RBC Visa
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

Grocery RewardsMore Rewards
RBC Cash Back Mastercard from RBC - MASTERCARD credit card with no annual fee

RBC Cash Back Mastercard

RBC

40
MASTERCARD

Annual Fee

$0.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Offer Available

Key Benefits

  • Offer Available
  • No annual fee
  • Unlimited cashback and up to 2% back on groceries1
  • Purchase security and extended warranty protection***
  • RBC Cash Back Mastercard
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

Cash Back
RBC ION Visa from RBC - VISA credit card with no annual fee

RBC ION Visa

RBC

41
VISA

Annual Fee

$0.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Special Offer

Key Benefits

  • Special Offer
  • Get 7,000 Avion welcome points upon approval^ - that’s $50 of value in gift cards†! Apply by November 4, 2025
  • Earn 1.5X Avion points for every $1 spent on groceries, rides, gas, streaming, subscriptions, digital gaming and more.1
  • No annual fee
  • RBC ION Visa
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

IonPoints Rewards
RBC RateAdvantage Visa from RBC - VISA credit card with no annual fee

RBC RateAdvantage Visa

RBC

42
VISA

Annual Fee

$0.00

Purchase APR

N/A

Foreign Fee

2.5%

Key Benefits

  • Low variable interest rate
  • No annual fee
  • Purchase Security and Extended Warranty insurance4
  • RBC RateAdvantage Visa
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Prime + 4.99% - 8.99%
  • Cash Advance Rate:
  • Prime + 4.99% - 8.99%

Card Features

Low InterestVariable Rate
RBC U.S. Dollar Visa Gold from RBC - VISA credit card with $65.00 annual fee

RBC U.S. Dollar Visa Gold

RBC

43
VISA

Annual Fee

$65.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn 1 Avion point for every U.S. dollar you spend1

Key Benefits

  • Make your transactions in U.S. funds and avoid daily currency fluctuations
  • Earn 1 Avion point for every U.S. dollar you spend1
  • Extensive insurance coverage including trip cancellation and 24/7 travel assistance
  • RBC U.S. Dollar Visa Gold
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

Gold TierForeign CurrencyUsd Card
RBC Visa Platinum from RBC - VISA credit card with no annual fee

RBC Visa Platinum

RBC

44
VISA

Annual Fee

$0.00

Purchase APR

20.99%

Foreign Fee

2.5%

Key Benefits

  • No annual fee
  • Premium insurance coverage for your car3, travel4 and eligible purchases5
  • Emergency travel assistance
  • RBC Visa Platinum
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

PremiumPlatinum Tier
WestJet RBC Mastercard from RBC - MASTERCARD credit card with $39.00 annual fee

WestJet RBC Mastercard

RBC

45
MASTERCARD

Annual Fee

$39.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Special Offer

Key Benefits

  • Special Offer
  • Get up to 10,000 WestJet points, that's a value of up to $100 off the base fare.
  • Get an annual round-trip companion voucher starting from $199 CAD2 (plus taxes, fees, charges and other ATC) for round-trip travel within Canada and to/from the continental U.S. (Excluding Hawaii).
  • Earn WestJet points on your everyday purchases3
  • WestJet RBC Mastercard
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

Travel RewardsWestjetAirline Rewards
moi RBC Visa from RBC - VISA credit card with no annual fee

moi RBC Visa

RBC

46
VISA

Annual Fee

$0.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Special Offer

Key Benefits

  • Special Offer
  • Get up to 5,000 bonus Moi points1 (a value of $40^) with the moi RBC Visa credit cardGet 3,000 welcome Moi points upon your first purchase1Get 2,000 bonus Moi points when you spend $500 in the first three months on your card1
  • Get 3,000 welcome Moi points upon your first purchase1
  • Get 2,000 bonus Moi points when you spend $500 in the first three months on your card1
  • Apply by January 20, 2026
  • moi RBC Visa
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

Moi RewardsPoints Rewards
TD Business Travel Visa Card from TD Bank - VISA credit card with $1.00 annual fee

TD Business Travel Visa Card

TD Bank

47
VISA

Annual Fee

$1.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn a value of up to $1,122 in TD Rewards Points (that's up to 175,000 TD Rewards Points) with full Annual Fee Rebates in the first year for the Primary Cardholder and first two Additional Cardholders. Conditions Apply. Account must be approved, open and in Good Standing. Offer effective as of January 7, 2025.

Key Benefits

  • Earn a value of up to $1,122 in TD Rewards Points (that's up to 175,000 TD Rewards Points) with full Annual Fee Rebates in the first year for the Primary Cardholder and first two Additional Cardholders. Conditions Apply. Account must be approved, open and in Good Standing. Offer effective as of January 7, 2025.
  • $149 Annual Fee
  • 19.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

Travel RewardsLow FeeBusinessSmall Business
TD Rewards Visa Card from TD Bank - VISA credit card with $50.00 annual fee

TD Rewards Visa Card

TD Bank

48
VISA

Annual Fee

$50.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn a value of $50 in TD Rewards Points to use on eligible Amazon.ca purchases plus, no Annual Fee. Conditions Apply.

Key Benefits

  • Earn a value of $50 in TD Rewards Points to use on eligible Amazon.ca purchases plus, no Annual Fee. Conditions Apply.
  • $0 Annual Fee
  • 21.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

Points RewardsGeneral
RBC ION+ Visa from RBC - VISA credit card with $48.00 annual fee

RBC ION+ Visa

RBC

49
VISA

Annual Fee

$48.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Special Offer

Key Benefits

  • Special Offer
  • Get 14,000 Avion welcome points upon approval^ - that’s $100 of value in gift cards†! Apply by November 4, 2025.
  • Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rides, streaming, subscriptions, digital gaming and more.1
  • $4 charged monthly (low Annual Fee of $48)2
  • Annual Fee rebated every month for students with eligible accounts.9
  • RBC ION+ Visa
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

Points RewardsIon Plus
RBC Visa Classic Low Rate Option from RBC - VISA credit card with $20.00 annual fee

RBC Visa Classic Low Rate Option

RBC

50
VISA

Annual Fee

$20.00

Purchase APR

12.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Limited Time Offer

Key Benefits

  • Limited Time Offer
  • Low interest rate on purchases and cash advances
  • Low annual fee
  • Purchase security and extended warranty insurance**
  • RBC Visa Classic Low Rate Option
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

Low InterestPoints RewardsIon
Scotiabank American Express Card from Scotiabank - AMEX credit card with no annual fee

Scotiabank American Express Card

Scotiabank

51
AMEX

Annual Fee

$0.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to 7,500 bonus Scene+ points within your first 3 months (that’s up to $75 towards travel).

Key Benefits

  • TRAVEL AND LIFESTYLE
  • Earn up to 7,500 bonus Scene+ points within your first 3 months (that’s up to $75 towards travel).
  • Earn 3 Scene+ points on every $1 you spend at Sobeys, Safeway, FreshCo, Foodland and more.
  • Annual fee: $0
  • Interest rates: 19.99% purchases / 22.99% cash advances

Card Features

Points RewardsAmexAmex RewardsNo FeeGrocery Rewards
Scotiabank Scene+ Visa Card from Scotiabank - VISA credit card with no annual fee

Scotiabank Scene+ Visa Card

Scotiabank

52
VISA

Annual Fee

$0.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to 5,000 bonus Scene+ points within your first 3 months.

Key Benefits

  • Earn up to 5,000 bonus Scene+ points within your first 3 months.
  • Earn 2 Scene+ points on every $1 you spend at Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo and more.
  • Earn 2 Scene+ points on every $1 you spend at Home Hardware.
  • Annual fee: $0
  • Interest rates: 20.99% purchases / 22.99% cash advances

Card Features

Scene PlusPoints RewardsEntertainment RewardsNo FeeGrocery Rewards
Scotiabank Scene+ Visa Card (for students) from Scotiabank - VISA credit card with no annual fee

Scotiabank Scene+ Visa Card (for students)

Scotiabank

53
VISA

Annual Fee

$0.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to 5,000 bonus Scene+ points within your first 3 months.

Key Benefits

  • Earn up to 5,000 bonus Scene+ points within your first 3 months.
  • Earn 2 Scene+ pointson every $1 you spend at Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo and more.
  • Earn 2 Scene+ points on every $1 you spend at Home Hardware.
  • Annual fee: $0
  • Interest rates: 20.99% purchases / 22.99% cash advances

Card Features

Scene PlusPoints RewardsEntertainment RewardsStudentNo FeeGrocery Rewards
RBC Avion Visa Infinite from RBC - VISA credit card with $120.00 annual fee

RBC Avion Visa Infinite

RBC

54
VISA

Annual Fee

$120.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Special Offer

Key Benefits

  • Special Offer
  • 35,000 Avion points are enough for a roundtrip flight to fly anywhere in North America (Alaska and Hawaii require more points). Taxes and fees extra.†
  • Earn 1 Avion point for every dollar you spend2Choose any airline, any flight, any time. There are no blackout dates or advance booking restrictions, even during peak periods.
  • No blackout periods or seat restrictions – ever!One-way flights start as low as 7,500 Avion points!^
  • RBC Avion Visa Infinite
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

Travel RewardsPremiumAvionVisa Infinite
RBC British Airways Visa Infinite from RBC - VISA credit card with $165.00 annual fee

RBC British Airways Visa Infinite

RBC

55
VISA

Annual Fee

$165.00

Purchase APR

20.5%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn 3 Avios for every $1 CAD you spend on British Airways purchases2

Key Benefits

  • Receive up to 60,000 bonus Avios1.
  • Earn 3 Avios for every $1 CAD you spend on British Airways purchases2
  • Earn 2 Avios for every $1 CAD you spend on Dining2
  • Earn 1 Avios for every $1 CAD you spend on all other qualifying purchases2
  • Receive a Companion voucher3
  • RBC British Airways Visa Infinite
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

Travel RewardsPremiumBritish AirwaysAviosAirline RewardsVisa Infinite

BMO Preferred Rate Mastercard

BMO

56
MASTERCARD

Annual Fee

$29.00

Purchase APR

13.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee.

Key Benefits

  • Low Interest / Low Fee
  • $29annual fee
  • 13.99% for purchases
  • 15.99% for cash advances
  • Welcome offer: Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee.
  • for purchases
  • for cash advances

Card Features

Low InterestLow Fee
BMO Prepaid Mastercard from BMO - MASTERCARD credit card with $9.99 annual fee

BMO Prepaid Mastercard

BMO

57
MASTERCARD

Annual Fee

$9.99

Purchase APR

0%

Foreign Fee

2.5%

Key Benefits

  • Prepaid
  • $9.99annual fee
  • 0% for purchases
  • 0% for cash advances
  • Enjoy a reloadable and secure card with the same convenience as a standard credit card.
  • for purchases
  • for cash advances

Card Features

PrepaidLow Fee
CIBC Adapta Mastercard from CIBC - MASTERCARD credit card with no annual fee

CIBC Adapta Mastercard

CIBC

58
MASTERCARD

Annual Fee

$0.00

Purchase APR

21.99%

Foreign Fee

2.5%

Key Benefits

  • 1.5 Adapta points per $1 spent in your top 3 spend categories
  • 1 Adapta point per $1 on all other purchases
  • Includes membership to roadside assistance, with access to services such as towing, battery boosting, gas delivery and much more

Card Features

AdaptaPoints RewardsFlexible RewardsNo Fee
CIBC Aventura Visa Card from CIBC - VISA credit card with no annual fee

CIBC Aventura Visa Card

CIBC

59
VISA

Annual Fee

$0.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to 12,500 Aventura Points for no annual fee.

Key Benefits

  • 1 point per $1 on travel booked through the CIBC Rewards Centre
  • 1 point per $1 on eligible gas, electric vehicle charging, grocery and drugstore purchases
  • Book travel with personalized assistance

Card Features

AventuraTravel RewardsPoints RewardsNo Fee
CIBC Aventura Visa Card for Students from CIBC - VISA credit card with no annual fee

CIBC Aventura Visa Card for Students

CIBC

60
VISA

Annual Fee

$0.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to 12,500 Aventura Points for no annual fee.

Key Benefits

  • 1 point per $1 on travel booked through the CIBC Rewards Centre
  • 1 point per $1 on eligible gas, electric vehicle charging, grocery and drugstore purchases
  • Free SPC+ membership | CIBC Pace It Installment Plans

Card Features

StudentAventuraTravel RewardsPoints RewardsNo Fee
CIBC Classic Visa Card from CIBC - VISA credit card with no annual fee

CIBC Classic Visa Card

CIBC

61
VISA

Annual Fee

$0.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get 90-day protection on new purchases and $100,000 Common Carrier Accident Insurance.

Key Benefits

  • Send money abroad with $0 transfer fee with CIBC Global Money Transfer.
  • Pay off large purchases with CIBC Pace It low rate Installment Plans
  • Save up to 10 cents per litre on gas with CIBC and Journie Rewards

Card Features

No Fee
CIBC Classic Visa Card for Students from CIBC - VISA credit card with no annual fee

CIBC Classic Visa Card for Students

CIBC

62
VISA

Annual Fee

$0.00

Purchase APR

21.99%

Foreign Fee

2.5%

Key Benefits

  • Free SPC+ membership | CIBC Pace It Installment Plans
  • Save up to 10 cents per litre on gas with CIBC and Journie Rewards

Card Features

StudentNo Fee
CIBC Costco Business Mastercard from CIBC - MASTERCARD credit card with no annual fee

CIBC Costco Business Mastercard

CIBC

63
MASTERCARD

Annual Fee

$0.00

Purchase APR

20.75%

Foreign Fee

2.5%

Key Benefits

  • 3% cash back at Costco gas and restaurants
  • 2% cash back at Costcobusinesscentre.ca, at Costco.ca, on shipping, on insurance services, at other gas stations and at electric vehicle charging stations
  • CIBC Pace It Installment Plans: Special rates on eligible Costco purchases

Card Features

CostcoCash BackStore CardNo FeeSmall Business
CIBC Costco Mastercard from CIBC - MASTERCARD credit card with no annual fee

CIBC Costco Mastercard

CIBC

64
MASTERCARD

Annual Fee

$0.00

Purchase APR

21.75%

Foreign Fee

2.5%

Key Benefits

  • 3% cash back at restaurants and Costco gas
  • 2% cash back at other gas stations, electric vehicle charging stations and at Costco.ca
  • CIBC Pace It Installment Plans: Special rates on eligible Costco purchases

Card Features

CostcoCash BackStore CardNo Fee
CIBC bizline Visa Card from CIBC - VISA credit card with no annual fee

CIBC bizline Visa Card

CIBC

65
VISA

Annual Fee

$0.00

Purchase APR

1.5%

Foreign Fee

2.5%

🎁

Welcome Offer

Interest as low as CIBC Prime plus 1.5%.

Key Benefits

  • Access high credit limit — up to $50,000
  • Add up to 9 cardholders under one account
  • CIBC CreditSmart helps you track your credit card activity

Card Features

No FeeBusiness Line Of Credit
RBC Visa Business from RBC - VISA credit card with $12.00 annual fee

RBC Visa Business

RBC

66
VISA

Annual Fee

$12.00

Purchase APR

19.99%

Foreign Fee

2.5%

Key Benefits

  • Flexible and affordable, with a low annual fee
  • Access your account any time, anywhere with ATM access — for withdrawals payments and account updates.
  • RBC Visa Business
  • Flexible and affordable, with a low annual fee
  • Access your account any time, anywhere with ATM access — for withdrawals payments and account updates.
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

BusinessSmall Business
Scotia Momentum Mastercard credit card from Scotiabank - MASTERCARD credit card with no annual fee

Scotia Momentum Mastercard credit card

Scotiabank

67
MASTERCARD

Annual Fee

$0.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn 1% cash back on all eligible gas station, grocery store, drug store purchases and recurring payments.

Key Benefits

  • Earn 1% cash back on all eligible gas station, grocery store, drug store purchases and recurring payments.
  • 7.99% introductory interest rate on purchases for the first 6 months (20.99% after that; annual fee $0).
  • Annual fee: $0
  • Interest rates: 20.99% purchases / 22.99% cash advances

Card Features

Cash BackMomentumNo Fee
Scotiabank American Express Card (for students) from Scotiabank - AMEX credit card with no annual fee

Scotiabank American Express Card (for students)

Scotiabank

68
AMEX

Annual Fee

$0.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to 7,500 bonus Scene+ points within your first 3 months (that’s up to $75 towards travel).

Key Benefits

  • Earn up to 7,500 bonus Scene+ points within your first 3 months (that’s up to $75 towards travel).
  • Earn 3 Scene+ points on every $1 you spend at Sobeys, Safeway, FreshCo, Foodland and more.
  • Annual fee: $0
  • Interest rates: 19.99% purchases / 22.99% cash advances

Card Features

Amex RewardsPoints RewardsStudentAmexNo FeeGrocery Rewards
Scotiabank Value Visa Card from Scotiabank - VISA credit card with $29.00 annual fee

Scotiabank Value Visa Card

Scotiabank

69
VISA

Annual Fee

$29.00

Purchase APR

13.99%

Foreign Fee

2.5%

🎁

Welcome Offer

0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 13.99% after that; annual fee $29). Plus no annual fee in the first year.

Key Benefits

  • LOW INTEREST
  • 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 13.99% after that; annual fee $29). Plus no annual fee in the first year.
  • Save up to hundreds of dollars a year on interest.
  • Annual fee: $29
  • Interest rates: 13.99% purchases / 13.99% cash advances

Card Features

Low InterestLow FeeBalance Transfer
TD Business Cash Back Visa Card from TD Bank - VISA credit card with no annual fee

TD Business Cash Back Visa Card

TD Bank

70
VISA

Annual Fee

$0.00

Purchase APR

19.99%

Foreign Fee

2.5%

Key Benefits

  • Invest back into your business with Cash Back Dollars.
  • $0 Annual Fee
  • 19.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

Cash BackNo FeeBusinessSmall Business
TD Business Select Rate Visa Card from TD Bank - VISA credit card with no annual fee

TD Business Select Rate Visa Card

TD Bank

71
VISA

Annual Fee

$0.00

Purchase APR

11.99%

Foreign Fee

2.5%

Key Benefits

  • Save on interest to grow your business with confidence
  • $0 Annual Fee
  • 11.99% Interest: Purchases
  • 11.99% Interest: Cash Advances

Card Features

No FeeBusinessSmall Business
TD Platinum Travel Visa Card from TD Bank - VISA credit card with $370.00 annual fee

TD Platinum Travel Visa Card

TD Bank

72
VISA

Annual Fee

$370.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to $370 in value, including up to 50,000 TD Rewards Points and no Annual Fee for the first year. Conditions Apply.

Key Benefits

  • Earn up to $370 in value, including up to 50,000 TD Rewards Points and no Annual Fee for the first year. Conditions Apply.
  • $89 Annual Fee
  • 21.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

Travel RewardsPremium FeePremiumPlatinum Tier

BMO AIR MILES World EliteMastercard

BMO

73
MASTERCARD

Annual Fee

$120.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get up to $1,000 in value including up to 7,000 AIR MILES Bonus Miles and no annual fee in your first year.

Key Benefits

  • AIR MILES
  • Travel
  • $120annual fee
  • 21.99% for purchases
  • 23.99% for cash advances(21.99% for Quebec residents)
  • Welcome offer: Get up to $1,000 in value including up to 7,000 AIR MILES Bonus Miles and no annual fee in your first year.
  • for purchases
  • for cash advances
  • for Quebec residents
  • Minimum $80,000.00 (individual) or $150,000.00 (household) annual income required

Card Features

Air MilesTravel RewardsPremiumWorld Elite
BMO CashBack World Elite Mastercard from BMO - MASTERCARD credit card with $120.00 annual fee

BMO CashBack World Elite Mastercard

BMO

74
MASTERCARD

Annual Fee

$120.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get up to $335 in additional cash back including 10% cash back in your first 3 months. Plus, we'll waive the $120 annual fee in the first year.

Key Benefits

  • Cash Back
  • $120annual fee
  • 21.99% for purchases
  • 23.99% for cash advances(21.99% for Quebec residents)
  • Welcome offer: Get up to $335 in additional cash back including 10% cash back in your first 3 months. Plus, we'll waive the $120 annual fee in the first year.
  • for purchases
  • for cash advances
  • for Quebec residents
  • Minimum $80,000.00 (individual) or $150,000.00 (household) annual income required

Card Features

Cash BackPremiumWorld Elite
BMO VIPorterV I porter Mastercard from BMO - MASTERCARD credit card with $89.00 annual fee

BMO VIPorterV I porter Mastercard

BMO

75
MASTERCARD

Annual Fee

$89.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get up to $1,800 in value including 40,000 VIPorter points, a 35% off flight voucher and the annual fees waived in the first year.

Key Benefits

  • Travel
  • $89annual fee
  • 21.99% for purchases
  • 23.99% for cash advances(21.99% for Quebec residents)
  • Welcome offer: Get up to $1,800 in value including 40,000 VIPorter points, a 35% off flight voucher and the annual fees waived in the first year.
  • for purchases
  • for cash advances
  • for Quebec residents

Card Features

Travel RewardsPorter AirlinesAirline Rewards
CIBC Aventura Visa Infinite Privilege Card from CIBC - VISA credit card with $499.00 annual fee

CIBC Aventura Visa Infinite Privilege Card

CIBC

76
VISA

Annual Fee

$499.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Join and get over $2,450 in value.

Key Benefits

  • 3 points per $1 on travel booked through the CIBC Rewards Centre
  • 2 points on eligible dining, transportation, gas, electric vehicle charging and groceries
  • Annual travel credit | Lounge access | NEXUS fee rebate and more

Card Features

Travel RewardsAventuraUltra PremiumPremiumPoints RewardsVisa Infinite PrivilegePremium Fee
RBC Avion Visa Platinum from RBC - VISA credit card with $120.00 annual fee

RBC Avion Visa Platinum

RBC

77
VISA

Annual Fee

$120.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Special Offer

Key Benefits

  • Special Offer
  • 35,000 Avion points are enough for a roundtrip flight to fly anywhere in North America (Alaska and Hawaii require more points). Taxes and fees extra.†
  • Earn 1 Avion point for every dollar you spend2Choose any airline, any flight, any time. There are no blackout dates or advance booking restrictions, even during peak periods.
  • No blackout periods or seat restrictions – ever!One-way flights start as low as 7,500 Avion points!^
  • RBC Avion Visa Platinum
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

Travel RewardsPremiumAvionPlatinum Tier
CIBC Corporate Classic Plus Visa Card from CIBC - VISA credit card with $20.00 annual fee

CIBC Corporate Classic Plus Visa Card

CIBC

78
VISA

Annual Fee

$20.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Effectively manage your business expenses.

Key Benefits

  • Enjoy automatic savings with Visa SavingsEdge
  • Securely access all account information for your business
  • Up to 25% off car rentals at participating Avis and Budget locations

Card Features

Low FeeCorporate
CIBC Select Visa Card from CIBC - VISA credit card with $29.00 annual fee

CIBC Select Visa Card

CIBC

79
VISA

Annual Fee

$29.00

Purchase APR

13.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Transfer your credit card balance — get 0% interest for up to 10 months with a 1% transfer fee.

Key Benefits

  • Get a first year annual fee rebate
  • Save up to 10 cents per litre on gas with CIBC and Journie Rewards
  • Send money abroad with $0 transfer fee with CIBC Global Money Transfer.

Card Features

Low InterestLow Fee
CIBC U.S. Dollar Aventura Gold Visa Card from CIBC - VISA credit card with $35.00 annual fee

CIBC U.S. Dollar Aventura Gold Visa Card

CIBC

80
VISA

Annual Fee

$35.00

Purchase APR

21.99%

Foreign Fee

2.5%

Key Benefits

  • 1 point per $1 on travel booked through the CIBC Rewards Centre
  • 1 point for every $2 spent on all other purchases
  • No currency conversion fees for USD purchases

Card Features

AventuraTravel RewardsPoints RewardsLow FeeGold TierForeign CurrencyUsd Card
Scotia Momentum Visa Card from Scotiabank - VISA credit card with $39.00 annual fee

Scotia Momentum Visa Card

Scotiabank

81
VISA

Annual Fee

$39.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get a 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).

Key Benefits

  • Get a 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).
  • Annual fee: $39
  • Interest rates: 19.99% purchases / 22.99% cash advances

Card Features

Balance TransferCash BackMomentumLow Fee
Scotia Momentum Visa Card (for students) from Scotiabank - VISA credit card with $39.00 annual fee

Scotia Momentum Visa Card (for students)

Scotiabank

82
VISA

Annual Fee

$39.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get a 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).

Key Benefits

  • Get a 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).
  • Annual fee: $39
  • Interest rates: 19.99% purchases / 22.99% cash advances

Card Features

StudentLow FeeCash BackMomentumBalance Transfer
Scotiabank U.S. Dollar Visa Card from Scotiabank - VISA credit card with $35.00 annual fee

Scotiabank U.S. Dollar Visa Card

Scotiabank

83
VISA

Annual Fee

$35.00

Purchase APR

19.99%

Foreign Fee

2.5%

Key Benefits

  • SHOPPING COVERAGE
  • Worry-free U.S. dollar purchases with no currency conversion fees.
  • Annual fee: $35
  • Interest rates: 19.99% purchases / 22.99% cash advances

Card Features

Low FeeForeign CurrencyUsd Card
Scotiabank Value Visa Card (for students) from Scotiabank - VISA credit card with $29.00 annual fee

Scotiabank Value Visa Card (for students)

Scotiabank

84
VISA

Annual Fee

$29.00

Purchase APR

13.99%

Foreign Fee

2.5%

🎁

Welcome Offer

0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 13.99% after that; annual fee $29). Plus no annual fee in the first year.

Key Benefits

  • Save up to hundreds of dollars a year on interest.
  • 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 13.99% after that; annual fee $29). Plus no annual fee in the first year.
  • Annual fee: $29
  • Interest rates: 13.99% purchases / 13.99% cash advances

Card Features

Low InterestStudentLow FeeBalance Transfer
TD First Class Travel Visa Infinite Card from TD Bank - VISA credit card with $1.00 annual fee

TD First Class Travel Visa Infinite Card

TD Bank

85
VISA

Annual Fee

$1.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to $1,000 in value, including up to 85,000 TD Rewards Points and no Annual Fee for the first year. Conditions Apply.

Key Benefits

  • Earn up to $1,000 in value, including up to 85,000 TD Rewards Points and no Annual Fee for the first year. Conditions Apply.
  • $139 Annual Fee
  • 21.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

Low FeePremiumTravel RewardsVisa Infinite
TD Low Rate Visa Card from TD Bank - VISA credit card with $25.00 annual fee

TD Low Rate Visa Card

TD Bank

86
VISA

Annual Fee

$25.00

Purchase APR

12.9%

Foreign Fee

2.5%

🎁

Welcome Offer

Get a 0% promotional interest rate on Purchases for the first 6 months from Account opening. Conditions Apply.

Key Benefits

  • Get a 0% promotional interest rate on Purchases for the first 6 months from Account opening. Conditions Apply.
  • $25 Annual Fee
  • 12.90% Interest: Purchases
  • 12.90% Interest: Cash Advances

Card Features

Low InterestLow FeeGeneral
TD U.S. Dollar Visa Card from TD Bank - VISA credit card with $39.00 annual fee

TD U.S. Dollar Visa Card

TD Bank

87
VISA

Annual Fee

$39.00

Purchase APR

21.99%

Foreign Fee

2.5%

Key Benefits

  • Make purchases in U.S. Dollars without credit card foreign currency conversion fees
  • $39 USD Annual Fee
  • 21.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

Foreign CurrencyUsd CardLow FeeGeneral
Scotiabank Gold American Express Card from Scotiabank - AMEX credit card with $120.00 annual fee

Scotiabank Gold American Express Card

Scotiabank

88
AMEX

Annual Fee

$120.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to $1,050 in welcome offers, first year rewards and savings value, including no annual fee in your first year, and up to 50,000 bonus Scene+ points.

Key Benefits

  • TRAVEL AND LIFESTYLE
  • Earn up to $1,050 in welcome offers, first year rewards and savings value, including no annual fee in your first year, and up to 50,000 bonus Scene+ points.
  • Earn 6 Scene+ points on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland and more.
  • Annual fee: $120
  • Interest rates: 20.99% purchases / 22.99% cash advances

Card Features

Amex RewardsPoints RewardsPremiumAmexGold TierGrocery Rewards
RBC Avion Visa Infinite Privilege from RBC - VISA credit card with $399.00 annual fee

RBC Avion Visa Infinite Privilege

RBC

89
VISA

Annual Fee

$399.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Special Offer

Key Benefits

  • Special Offer
  • 70,000 Avion points1 is equivalent to $1,500 in travel value. Taxes and fees extra†. 35,000 Avion Points on approval120,000 bonus points when you spend $5,000 in your first 6 months115,000 one-time anniversary bonus points1Get up to 70,000 Avion points1 (travel value of up to $1,500†). 35,000 Avion Points on approval120,000 bonus points when you spend $5,000 in your first 6 months115,000 one-time anniversary bonus points1
  • 35,000 Avion Points on approval1
  • 20,000 bonus points when you spend $5,000 in your first 6 months1
  • 15,000 one-time anniversary bonus points1
  • 35,000 Avion Points on approval1
  • 20,000 bonus points when you spend $5,000 in your first 6 months1
  • 15,000 one-time anniversary bonus points1
  • Enjoy six complimentary global airport lounge access passes23 ($375 value^).
  • Earn 1.25 Avion points for every dollar you spend2Choose any airline, any flight, any time. There are no blackout dates or advance booking restrictions, even during peak periods.
  • Enjoy luxury travel benefits and exclusive privileges4Enjoy luxury travel benefits and exclusive privileges4
  • RBC Avion Visa Infinite Privilege
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

Travel RewardsPremiumAvionVisa Infinite PrivilegeUltra Premium
TD Aeroplan Visa Platinum Credit Card from TD Bank - VISA credit card with $89.00 annual fee

TD Aeroplan Visa Platinum Credit Card

TD Bank

90
VISA

Annual Fee

$89.00

Purchase APR

21.99%

Foreign Fee

2.5%

Key Benefits

  • Up to $500 in value, including up to 20,000 Aeroplan points could be yours, Plus, enjoy no annual fee for the first year. Conditions Apply.
  • $89 Annual Fee
  • 21.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

Travel RewardsAirline RewardsPlatinum TierAeroplanPremium
Scotiabank Passport Visa Infinite Card from Scotiabank - VISA credit card with $150.00 annual fee

Scotiabank Passport Visa Infinite Card

Scotiabank

91
VISA

Annual Fee

$150.00

Purchase APR

20.99%

Foreign Fee

N/A

🎁

Welcome Offer

Earn up to $1,350+ in first year welcome offers, rewards and savings, including up to 45,000 bonus Scene+ points.

Key Benefits

  • TRAVEL AND LIFESTYLE
  • Earn up to $1,350+ in first year welcome offers, rewards and savings, including up to 45,000 bonus Scene+ points.
  • Earn 3 Scene+ pointson every $1 you spend at Sobeys, Safeway, IGA, Foodland & Participating Co-ops and more.
  • Annual fee: $150
  • Interest rates: 20.99% purchases / 22.99% cash advances

Card Features

Travel RewardsPremiumPassportNo Foreign FeesVisa InfiniteGrocery Rewards
TD Aeroplan Visa Business Card from TD Bank - VISA credit card with $149.00 annual fee

TD Aeroplan Visa Business Card

TD Bank

92
VISA

Annual Fee

$149.00

Purchase APR

14.99%

Foreign Fee

2.5%

Key Benefits

  • Up to 60,000 Aeroplan points could be yours with the TD Aeroplan Visa Business Card. Conditions Apply. Account must be approved, open and in Good Standing.
  • $149 Annual Fee
  • 14.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

AeroplanTravel RewardsAirline RewardsBusinessSmall Business
TD Aeroplan Visa Infinite Card from TD Bank - VISA credit card with $139.00 annual fee

TD Aeroplan Visa Infinite Card

TD Bank

93
VISA

Annual Fee

$139.00

Purchase APR

21.99%

Foreign Fee

2.5%

Key Benefits

  • Up to $1,300 in value including up to 40,000 Aeroplan points could be yours. Plus, enjoy no annual fee for the first year. Conditions Apply.
  • $139 Annual Fee
  • 21.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

PremiumAeroplanAirline RewardsVisa InfiniteTravel Rewards
Scotiabank Platinum American Express Card from Scotiabank - AMEX credit card with $399.00 annual fee

Scotiabank Platinum American Express Card

Scotiabank

94
AMEX

Annual Fee

$399.00

Purchase APR

9.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to $2,500 in value in the first 14 months, including up to 80,000 bonus Scene+ points.

Key Benefits

  • TRAVEL AND LIFESTYLE
  • Earn up to $2,500 in value in the first 14 months, including up to 80,000 bonus Scene+ points.
  • Earn 2X the Scene+ points for every $1 you spend.
  • Annual fee: $399
  • Interest rates: 9.99% purchases / 9.99% cash advances

Card Features

Amex RewardsPoints RewardsPremiumAmexPremium FeePlatinum Tier
TD Aeroplan Visa Infinite Privilege Credit Card from TD Bank - VISA credit card with $599.00 annual fee

TD Aeroplan Visa Infinite Privilege Credit Card

TD Bank

95
VISA

Annual Fee

$599.00

Purchase APR

21.99%

Foreign Fee

2.5%

Key Benefits

  • Up to $3,000 in value including up to 85,000 Aeroplan points could be yours. Conditions Apply.
  • $599 Annual Fee
  • 21.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

AeroplanPremium FeePremiumVisa Infinite PrivilegeUltra PremiumTravel RewardsAirline Rewards