Compare 14 best small business cards from Canada's top banks in 2025
Compare the best small business credit cards available in Canada. Our comprehensive comparison includes cards from major banks like TD, RBC, BMO, CIBC, and Scotiabank, helping you find the perfect card for your needs.
Whether you're looking for rewards, low fees, or specific benefits, our detailed reviews and comparisons make it easy to find the right small business credit card for your lifestyle and spending habits.
The Honest Canadian Rankings
CIBC
Annual Fee
$120.00
Purchase APR
19.99%
Foreign Fee
2.5%
Welcome Offer
Apply and earn up to $1,700 in value, which includes up to 60,000 Aeroplan points!Conditions apply.
Key Benefits
Card Features
CIBC
Annual Fee
$180.00
Purchase APR
12.99%
Foreign Fee
2.5%
Welcome Offer
Apply and earn up to $1,700 in value, which includes up to 60,000 Aeroplan points! Conditions apply.
Key Benefits
Card Features
CIBC
Annual Fee
$120.00
Purchase APR
19.99%
Foreign Fee
2.5%
Welcome Offer
Join and get over $1,800 in value.
Key Benefits
Card Features
RBC
Annual Fee
$120.00
Purchase APR
19.99%
Foreign Fee
2.5%
Welcome Offer
Get 35,000 Avion points1
Key Benefits
Card Features
RBC
Annual Fee
$175.00
Purchase APR
19.99%
Foreign Fee
2.5%
Welcome Offer
Get 35,000 Avion points2
Key Benefits
Card Features
CIBC
Annual Fee
$180.00
Purchase APR
12.99%
Foreign Fee
2.5%
Welcome Offer
Join and get over $1,800 in value.
Key Benefits
Card Features
RBC
Annual Fee
$0.00
Purchase APR
19.99%
Foreign Fee
2.5%
Welcome Offer
Earn 2% cash back on all your purchases* for the first three months
Key Benefits
Card Features
RBC
Annual Fee
$0.00
Purchase APR
N/A
Foreign Fee
2.5%
Welcome Offer
Earn 1 Avion point for every $2 spent in net purchases with your card
Key Benefits
Card Features
TD Bank
Annual Fee
$1.00
Purchase APR
19.99%
Foreign Fee
2.5%
Welcome Offer
Earn a value of up to $1,122 in TD Rewards Points (that's up to 175,000 TD Rewards Points) with full Annual Fee Rebates in the first year for the Primary Cardholder and first two Additional Cardholders. Conditions Apply. Account must be approved, open and in Good Standing. Offer effective as of January 7, 2025.
Key Benefits
Card Features
CIBC
Annual Fee
$0.00
Purchase APR
20.75%
Foreign Fee
2.5%
Key Benefits
Card Features
RBC
Annual Fee
$12.00
Purchase APR
19.99%
Foreign Fee
2.5%
Key Benefits
Card Features
TD Bank
Annual Fee
$0.00
Purchase APR
19.99%
Foreign Fee
2.5%
Key Benefits
Card Features
TD Bank
Annual Fee
$0.00
Purchase APR
11.99%
Foreign Fee
2.5%
Key Benefits
Card Features
TD Bank
Annual Fee
$149.00
Purchase APR
14.99%
Foreign Fee
2.5%
Key Benefits
Card Features