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Best Flexible Rewards Credit Cards in Canada 2025

Compare 2 best flexible rewards cards from Canada's top banks in 2025

Flexible Rewards Credit Cards in Canada 2025

Compare the best flexible rewards credit cards available in Canada. Our comprehensive comparison includes cards from major banks like TD, RBC, BMO, CIBC, and Scotiabank, helping you find the perfect card for your needs.

Whether you're looking for rewards, low fees, or specific benefits, our detailed reviews and comparisons make it easy to find the right flexible rewards credit card for your lifestyle and spending habits.

Best Credit Cards in Canada

The Honest Canadian Rankings

CIBC Adapta Mastercard for Students from CIBC - MASTERCARD credit card with no annual fee

CIBC Adapta Mastercard for Students

CIBC

1
MASTERCARD

Annual Fee

$0.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Join and get up to $100 in value with no annual fee.

✨

Key Benefits

  • •1.5 Adapta points per $1 spent in your top 3 spend categories
  • •1 Adapta point per $1 on all other purchases
  • •Includes membership to roadside assistance, with access to services such as towing, battery boosting, gas delivery and much more.

Card Features

StudentAdaptaPoints RewardsFlexible RewardsNo Fee
Go to SiteLearn More
CIBC Adapta Mastercard from CIBC - MASTERCARD credit card with no annual fee

CIBC Adapta Mastercard

CIBC

2
MASTERCARD

Annual Fee

$0.00

Purchase APR

21.99%

Foreign Fee

2.5%

✨

Key Benefits

  • •1.5 Adapta points per $1 spent in your top 3 spend categories
  • •1 Adapta point per $1 on all other purchases
  • •Includes membership to roadside assistance, with access to services such as towing, battery boosting, gas delivery and much more

Card Features

AdaptaPoints RewardsFlexible RewardsNo Fee
Go to SiteLearn More