What is the best visa infinite privilege credit card in Canada?

Rankings change over time. See the live list above, which is updated as offers and fees change. We evaluate annual fees, earn rates, welcome offers, insurance, and foreign fees.

How do visa infinite privilege credit cards work?

These cards earn rewards or benefits tailored to the category. Compare annual fees, base earn rate, boosted categories, and redemption flexibility before applying.

How do you score and rank cards?

We use a transparent scoring model that weighs rewards value, fees, APRs, insurance, and perks. See the Methodology section for details.

Best Visa Infinite Privilege Credit Cards in Canada 2025

Compare 6 best visa infinite privilege cards from Canada's top banks in 2025

Visa Infinite Privilege Credit Cards in Canada 2025

Compare the best visa infinite privilege credit cards available in Canada. Our comprehensive comparison includes cards from major banks like TD, RBC, BMO, CIBC, and Scotiabank, helping you find the perfect card for your needs.

Whether you're looking for rewards, low fees, or specific benefits, our detailed reviews and comparisons make it easy to find the right visa infinite privilege credit card for your lifestyle and spending habits.

Best Credit Cards in Canada

The Honest Canadian Rankings

CIBC Aeroplan Visa Infinite Privilege Card

CIBC

VISA

Annual Fee

$599.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Apply and earn up to $2,900 in value, which includes up to 85,000 Aeroplan points!. Conditions apply.

✨

Key Benefits

•2 points per $1 directly with Air Canada and Air Canada Vacations
•1.5 points per $1 on eligible gas, electric vehicle charging, groceries, travel and dining
•Lounge access | First bag free | Priority Airport Services

Card Features

Ultra PremiumAirline RewardsAeroplanPremium FeeVisa Infinite PrivilegePremiumTravel Rewards

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BMO eclipse Visa Infinite Privilege Card

BMO

VISA

Annual Fee

$599.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

You deserve to be rewarded! Get up to 120,000 points.

✨

Key Benefits

•Visa
•bmo Rewards
•$599annual fee
•21.99% for purchases
•23.99% for cash advances(21.99% for Quebec residents)
•Welcome offer: You deserve to be rewarded! Get up to 120,000 points.
•for purchases
•for cash advances
•for Quebec residents
•Minimum $150,000.00 (individual) or $200,000.00 (household) annual income required

Card Features

Travel RewardsBmo RewardsPoints RewardsPremium FeePremiumVisa Infinite PrivilegeUltra Premium

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Scotiabank Passport Visa Infinite Privilege Card

Scotiabank

VISA

Annual Fee

$599.00

Purchase APR

20.99%

Foreign Fee

N/A

🎁

Welcome Offer

Earn up to 80,000 bonus Scene+ points in your first 14 months. That’s up to $800 in value.

✨

Key Benefits

•TRAVEL AND LIFESTYLE
•Earn up to 80,000 bonus Scene+ points in your first 14 months. That’s up to $800 in value.
•Earn 3 Scene+ points for every $1 you spend on eligible travel purchases.
•Earn 2 Scene+ points for every $1 you spend on eligible dining and entertainment.
•Annual fee: $599
•Interest rates: 20.99% purchases / 22.99% cash advances

Card Features

Travel RewardsPremiumPassportNo Foreign FeesPremium FeeVisa Infinite PrivilegeUltra Premium

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CIBC Aventura Visa Infinite Privilege Card

CIBC

VISA

Annual Fee

$499.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Join and get over $2,450 in value.

✨

Key Benefits

•3 points per $1 on travel booked through the CIBC Rewards Centre
•2 points on eligible dining, transportation, gas, electric vehicle charging and groceries
•Annual travel credit | Lounge access | NEXUS fee rebate and more

Card Features

Travel RewardsAventuraUltra PremiumPremiumPoints RewardsVisa Infinite PrivilegePremium Fee

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RBC Avion Visa Infinite Privilege

RBC

VISA

Annual Fee

$399.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Special Offer

✨

Key Benefits

•Special Offer
•70,000 Avion points1 is equivalent to $1,500 in travel value. Taxes and fees extra†. 35,000 Avion Points on approval120,000 bonus points when you spend $5,000 in your first 6 months115,000 one-time anniversary bonus points1Get up to 70,000 Avion points1 (travel value of up to $1,500†). 35,000 Avion Points on approval120,000 bonus points when you spend $5,000 in your first 6 months115,000 one-time anniversary bonus points1
•35,000 Avion Points on approval1
•20,000 bonus points when you spend $5,000 in your first 6 months1
•15,000 one-time anniversary bonus points1
•35,000 Avion Points on approval1
•20,000 bonus points when you spend $5,000 in your first 6 months1
•15,000 one-time anniversary bonus points1
•Enjoy six complimentary global airport lounge access passes23 ($375 value^).
•Earn 1.25 Avion points for every dollar you spend2Choose any airline, any flight, any time. There are no blackout dates or advance booking restrictions, even during peak periods.
•Enjoy luxury travel benefits and exclusive privileges4Enjoy luxury travel benefits and exclusive privileges4
•RBC Avion Visa Infinite Privilege
•Annual Fee:
•Second Card:
•Purchase Rate:
•Cash Advance Rate:

Card Features

Travel RewardsPremiumAvionVisa Infinite PrivilegeUltra Premium

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TD Aeroplan Visa Infinite Privilege Credit Card

TD Bank

VISA

Annual Fee

$599.00

Purchase APR

21.99%

Foreign Fee

2.5%

✨

Key Benefits

•Up to $3,000 in value including up to 85,000 Aeroplan points could be yours. Conditions Apply.
•$599 Annual Fee
•21.99% Interest: Purchases
•22.99% Interest: Cash Advances

Card Features

AeroplanPremium FeePremiumVisa Infinite PrivilegeUltra PremiumTravel RewardsAirline Rewards

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