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Best Premium Fee Credit Cards in Canada 2025

Compare 7 best premium fee cards from Canada's top banks in 2025

Premium Fee Credit Cards in Canada 2025

Compare the best premium fee credit cards available in Canada. Our comprehensive comparison includes cards from major banks like TD, RBC, BMO, CIBC, and Scotiabank, helping you find the perfect card for your needs.

Whether you're looking for rewards, low fees, or specific benefits, our detailed reviews and comparisons make it easy to find the right premium fee credit card for your lifestyle and spending habits.

Best Credit Cards in Canada

The Honest Canadian Rankings

CIBC Aeroplan Visa Infinite Privilege Card from CIBC - VISA credit card with $599.00 annual fee

CIBC Aeroplan Visa Infinite Privilege Card

CIBC

1
VISA

Annual Fee

$599.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Apply and earn up to $2,900 in value, which includes up to 85,000 Aeroplan points!. Conditions apply.

✨

Key Benefits

  • •2 points per $1 directly with Air Canada and Air Canada Vacations
  • •1.5 points per $1 on eligible gas, electric vehicle charging, groceries, travel and dining
  • •Lounge access | First bag free | Priority Airport Services

Card Features

Ultra PremiumAirline RewardsAeroplanPremium FeeVisa Infinite PrivilegePremiumTravel Rewards
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BMO eclipse Visa Infinite Privilege Card from BMO - VISA credit card with $599.00 annual fee

BMO eclipse Visa Infinite Privilege Card

BMO

2
VISA

Annual Fee

$599.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

You deserve to be rewarded! Get up to 120,000 points.

✨

Key Benefits

  • •Visa
  • •bmo Rewards
  • •$599annual fee
  • •21.99% for purchases
  • •23.99% for cash advances(21.99% for Quebec residents)
  • •Welcome offer: You deserve to be rewarded! Get up to 120,000 points.
  • •for purchases
  • •for cash advances
  • •for Quebec residents
  • •Minimum $150,000.00 (individual) or $200,000.00 (household) annual income required

Card Features

Travel RewardsBmo RewardsPoints RewardsPremium FeePremiumVisa Infinite PrivilegeUltra Premium
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Scotiabank Passport Visa Infinite Privilege Card from Scotiabank - VISA credit card with $599.00 annual fee

Scotiabank Passport Visa Infinite Privilege Card

Scotiabank

3
VISA

Annual Fee

$599.00

Purchase APR

20.99%

Foreign Fee

N/A

🎁

Welcome Offer

Earn up to 80,000 bonus Scene+ points in your first 14 months. That’s up to $800 in value.

✨

Key Benefits

  • •TRAVEL AND LIFESTYLE
  • •Earn up to 80,000 bonus Scene+ points in your first 14 months. That’s up to $800 in value.
  • •Earn 3 Scene+ points for every $1 you spend on eligible travel purchases.
  • •Earn 2 Scene+ points for every $1 you spend on eligible dining and entertainment.
  • •Annual fee: $599
  • •Interest rates: 20.99% purchases / 22.99% cash advances

Card Features

Travel RewardsPremiumPassportNo Foreign FeesPremium FeeVisa Infinite PrivilegeUltra Premium
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TD Platinum Travel Visa Card from TD Bank - VISA credit card with $370.00 annual fee

TD Platinum Travel Visa Card

TD Bank

4
VISA

Annual Fee

$370.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to $370 in value, including up to 50,000 TD Rewards Points and no Annual Fee for the first year. Conditions Apply.

✨

Key Benefits

  • •Earn up to $370 in value, including up to 50,000 TD Rewards Points and no Annual Fee for the first year. Conditions Apply.
  • •$89 Annual Fee
  • •21.99% Interest: Purchases
  • •22.99% Interest: Cash Advances

Card Features

Travel RewardsPremium FeePremiumPlatinum Tier
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CIBC Aventura Visa Infinite Privilege Card from CIBC - VISA credit card with $499.00 annual fee

CIBC Aventura Visa Infinite Privilege Card

CIBC

5
VISA

Annual Fee

$499.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Join and get over $2,450 in value.

✨

Key Benefits

  • •3 points per $1 on travel booked through the CIBC Rewards Centre
  • •2 points on eligible dining, transportation, gas, electric vehicle charging and groceries
  • •Annual travel credit | Lounge access | NEXUS fee rebate and more

Card Features

Travel RewardsAventuraUltra PremiumPremiumPoints RewardsVisa Infinite PrivilegePremium Fee
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Scotiabank Platinum American Express Card from Scotiabank - AMEX credit card with $399.00 annual fee

Scotiabank Platinum American Express Card

Scotiabank

6
AMEX

Annual Fee

$399.00

Purchase APR

9.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to $2,500 in value in the first 14 months, including up to 80,000 bonus Scene+ points.

✨

Key Benefits

  • •TRAVEL AND LIFESTYLE
  • •Earn up to $2,500 in value in the first 14 months, including up to 80,000 bonus Scene+ points.
  • •Earn 2X the Scene+ points for every $1 you spend.
  • •Annual fee: $399
  • •Interest rates: 9.99% purchases / 9.99% cash advances

Card Features

Amex RewardsPoints RewardsPremiumAmexPremium FeePlatinum Tier
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TD Aeroplan Visa Infinite Privilege Credit Card from TD Bank - VISA credit card with $599.00 annual fee

TD Aeroplan Visa Infinite Privilege Credit Card

TD Bank

7
VISA

Annual Fee

$599.00

Purchase APR

21.99%

Foreign Fee

2.5%

✨

Key Benefits

  • •Up to $3,000 in value including up to 85,000 Aeroplan points could be yours. Conditions Apply.
  • •$599 Annual Fee
  • •21.99% Interest: Purchases
  • •22.99% Interest: Cash Advances

Card Features

AeroplanPremium FeePremiumVisa Infinite PrivilegeUltra PremiumTravel RewardsAirline Rewards
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