What is the best usd card credit card in Canada?

Rankings change over time. See the live list above, which is updated as offers and fees change. We evaluate annual fees, earn rates, welcome offers, insurance, and foreign fees.

How do usd card credit cards work?

These cards earn rewards or benefits tailored to the category. Compare annual fees, base earn rate, boosted categories, and redemption flexibility before applying.

How do you score and rank cards?

We use a transparent scoring model that weighs rewards value, fees, APRs, insurance, and perks. See the Methodology section for details.

Best Usd Card Credit Cards in Canada 2025

Compare 5 best usd card cards from Canada's top banks in 2025

Usd Card Credit Cards in Canada 2025

Compare the best usd card credit cards available in Canada. Our comprehensive comparison includes cards from major banks like TD, RBC, BMO, CIBC, and Scotiabank, helping you find the perfect card for your needs.

Whether you're looking for rewards, low fees, or specific benefits, our detailed reviews and comparisons make it easy to find the right usd card credit card for your lifestyle and spending habits.

Best Credit Cards in Canada

The Honest Canadian Rankings

BMOB MOU.S.U . S . Dollar Mastercard

BMO

MASTERCARD

Annual Fee

N/A

Purchase APR

21.99%

Foreign Fee

2.5%

✨

Key Benefits

•Low Fee
•U.S. $49annual fee
•21.99% for purchases
•23.99% for cash advances(21.99% for Quebec residents)
•Shop in U.S.U . S . dollars and skip exchange-rate surprises.
•for purchases
•for cash advances
•for Quebec residents

Card Features

Low FeeForeign CurrencyUsd Card

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RBC U.S. Dollar Visa Gold

RBC

VISA

Annual Fee

$65.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn 1 Avion point for every U.S. dollar you spend1

✨

Key Benefits

•Make your transactions in U.S. funds and avoid daily currency fluctuations
•Earn 1 Avion point for every U.S. dollar you spend1
•Extensive insurance coverage including trip cancellation and 24/7 travel assistance
•RBC U.S. Dollar Visa Gold
•Annual Fee:
•Second Card:
•Purchase Rate:
•Cash Advance Rate:

Card Features

Gold TierForeign CurrencyUsd Card

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CIBC U.S. Dollar Aventura Gold Visa Card

CIBC

VISA

Annual Fee

$35.00

Purchase APR

21.99%

Foreign Fee

2.5%

✨

Key Benefits

•1 point per $1 on travel booked through the CIBC Rewards Centre
•1 point for every $2 spent on all other purchases
•No currency conversion fees for USD purchases

Card Features

AventuraTravel RewardsPoints RewardsLow FeeGold TierForeign CurrencyUsd Card

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Scotiabank U.S. Dollar Visa Card

Scotiabank

VISA

Annual Fee

$35.00

Purchase APR

19.99%

Foreign Fee

2.5%

✨

Key Benefits

•SHOPPING COVERAGE
•Worry-free U.S. dollar purchases with no currency conversion fees.
•Annual fee: $35
•Interest rates: 19.99% purchases / 22.99% cash advances

Card Features

Low FeeForeign CurrencyUsd Card

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TD U.S. Dollar Visa Card

TD Bank

VISA

Annual Fee

$39.00

Purchase APR

21.99%

Foreign Fee

2.5%

✨

Key Benefits

•Make purchases in U.S. Dollars without credit card foreign currency conversion fees
•$39 USD Annual Fee
•21.99% Interest: Purchases
•22.99% Interest: Cash Advances

Card Features

Foreign CurrencyUsd CardLow FeeGeneral

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