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Best World Elite Credit Cards in Canada 2025

Compare 6 best world elite cards from Canada's top banks in 2025

World Elite Credit Cards in Canada 2025

Compare the best world elite credit cards available in Canada. Our comprehensive comparison includes cards from major banks like TD, RBC, BMO, CIBC, and Scotiabank, helping you find the perfect card for your needs.

Whether you're looking for rewards, low fees, or specific benefits, our detailed reviews and comparisons make it easy to find the right world elite credit card for your lifestyle and spending habits.

Best Credit Cards in Canada

The Honest Canadian Rankings

RBC Cash Back Preferred World Elite Mastercard from RBC - MASTERCARD credit card with $99.00 annual fee

RBC Cash Back Preferred World Elite Mastercard

RBC

1
MASTERCARD

Annual Fee

$99.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Special Offer

✨

Key Benefits

  • •Special Offer
  • •Get 12% cash back on all purchases for the first 3 months up to $2,000 in total purchases^. That’s up to $240 in cash back!
  • •Unlimited cash back of up to 1.5% on all purchases thereafter3
  • •Premium Cash Back credit card benefits
  • •Mastercard Airport Experiences provided by DragonPass2
  • •RBC Cash Back Preferred World Elite Mastercard
  • •Annual Fee:
  • •Second Card:
  • •Purchase Rate:
  • •Cash Advance Rate:

Card Features

World EliteCash BackPremium
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BMO Ascend World Elite Mastercard from BMO - MASTERCARD credit card with $150.00 annual fee

BMO Ascend World Elite Mastercard

BMO

2
MASTERCARD

Annual Fee

$150.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get up to 90,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.

✨

Key Benefits

  • •bmo Rewards
  • •Travel
  • •$150annual fee
  • •21.99% for purchases
  • •23.99% for cash advances(21.99% for Quebec residents)
  • •Welcome offer: Get up to 90,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.
  • •for purchases
  • •for cash advances
  • •for Quebec residents
  • •Minimum $80,000.00 (individual) or $150,000.00 (household) annual income required

Card Features

Points RewardsBmo RewardsTravel RewardsPremiumWorld Elite
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BMO VIPorterV I Porter World Elite Mastercard from BMO - MASTERCARD credit card with $199.00 annual fee

BMO VIPorterV I Porter World Elite Mastercard

BMO

3
MASTERCARD

Annual Fee

$199.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get up to $2,400 in value including 70,000 VIPorter points, a round-trip companion pass, the annual fee waived in the first year, and more.

✨

Key Benefits

  • •Travel
  • •$199annual fee
  • •21.99% for purchases
  • •23.99% for cash advances(21.99% for Quebec residents)
  • •Welcome offer: Get up to $2,400 in value including 70,000 VIPorter points, a round-trip companion pass, the annual fee waived in the first year, and more.
  • •for purchases
  • •for cash advances
  • •for Quebec residents
  • •Minimum $80,000.00 (individual) or $150,000.00 (household) annual income required

Card Features

Travel RewardsPremiumWorld ElitePorter AirlinesAirline Rewards
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WestJet RBC World Elite Mastercard from RBC - MASTERCARD credit card with $119.00 annual fee

WestJet RBC World Elite Mastercard

RBC

4
MASTERCARD

Annual Fee

$119.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Special Offer

✨

Key Benefits

  • •Special Offer
  • •Get up to 45,000 WestJet points1, that's a value of up to $450 off the base fare.
  • •WestJet points can now be redeemed to cover the full cost of your flight or WestJet/Sunwing vacation packages – even taxes and fees.9
  • •Receive a round-trip companion voucher – every year – for any WestJet destination starting from $119 CAD (plus taxes, fees, charges and other ATC)2 or choose to exchange it for 4 lounge vouchers.8
  • •Everyday purchases on the WestJet RBC World Elite Mastercard now help you achieve status faster with WestJet4. You can earn Status Lift up to 50 times per year – which is enough to reach Platinum Status.
  • •WestJet RBC World Elite Mastercard
  • •Annual Fee:
  • •Second Card:
  • •Purchase Rate:
  • •Cash Advance Rate:

Card Features

Travel RewardsPremiumWorld EliteWestjetAirline Rewards
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BMO AIR MILES World EliteMastercard

BMO

5
MASTERCARD

Annual Fee

$120.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get up to $1,000 in value including up to 7,000 AIR MILES Bonus Miles and no annual fee in your first year.

✨

Key Benefits

  • •AIR MILES
  • •Travel
  • •$120annual fee
  • •21.99% for purchases
  • •23.99% for cash advances(21.99% for Quebec residents)
  • •Welcome offer: Get up to $1,000 in value including up to 7,000 AIR MILES Bonus Miles and no annual fee in your first year.
  • •for purchases
  • •for cash advances
  • •for Quebec residents
  • •Minimum $80,000.00 (individual) or $150,000.00 (household) annual income required

Card Features

Air MilesTravel RewardsPremiumWorld Elite
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BMO CashBack World Elite Mastercard from BMO - MASTERCARD credit card with $120.00 annual fee

BMO CashBack World Elite Mastercard

BMO

6
MASTERCARD

Annual Fee

$120.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get up to $335 in additional cash back including 10% cash back in your first 3 months. Plus, we'll waive the $120 annual fee in the first year.

✨

Key Benefits

  • •Cash Back
  • •$120annual fee
  • •21.99% for purchases
  • •23.99% for cash advances(21.99% for Quebec residents)
  • •Welcome offer: Get up to $335 in additional cash back including 10% cash back in your first 3 months. Plus, we'll waive the $120 annual fee in the first year.
  • •for purchases
  • •for cash advances
  • •for Quebec residents
  • •Minimum $80,000.00 (individual) or $150,000.00 (household) annual income required

Card Features

Cash BackPremiumWorld Elite
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