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Best Variable Rate Credit Cards in Canada 2025

Compare 1 best variable rate cards from Canada's top banks in 2025

Variable Rate Credit Cards in Canada 2025

Compare the best variable rate credit cards available in Canada. Our comprehensive comparison includes cards from major banks like TD, RBC, BMO, CIBC, and Scotiabank, helping you find the perfect card for your needs.

Whether you're looking for rewards, low fees, or specific benefits, our detailed reviews and comparisons make it easy to find the right variable rate credit card for your lifestyle and spending habits.

Best Credit Cards in Canada

The Honest Canadian Rankings

RBC RateAdvantage Visa from RBC - VISA credit card with no annual fee

RBC RateAdvantage Visa

RBC

1
VISA

Annual Fee

$0.00

Purchase APR

N/A

Foreign Fee

2.5%

✨

Key Benefits

  • •Low variable interest rate
  • •No annual fee
  • •Purchase Security and Extended Warranty insurance4
  • •RBC RateAdvantage Visa
  • •Annual Fee:
  • •Second Card:
  • •Purchase Rate:
  • •Prime + 4.99% - 8.99%
  • •Cash Advance Rate:
  • •Prime + 4.99% - 8.99%

Card Features

Low InterestVariable Rate
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