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Best Business Credit Cards in Canada 2025

Compare 8 best business cards from Canada's top banks in 2025

Business Credit Cards in Canada 2025

Compare the best business credit cards available in Canada. Our comprehensive comparison includes cards from major banks like TD, RBC, BMO, CIBC, and Scotiabank, helping you find the perfect card for your needs.

Whether you're looking for rewards, low fees, or specific benefits, our detailed reviews and comparisons make it easy to find the right business credit card for your lifestyle and spending habits.

Best Credit Cards in Canada

The Honest Canadian Rankings

RBC Avion Visa Business from RBC - VISA credit card with $120.00 annual fee

RBC Avion Visa Business

RBC

1
VISA

Annual Fee

$120.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get 35,000 Avion points1

Key Benefits

  • Get 35,000 Avion points1
  • Earn 1 Avion point for every $1 spent in net purchases with your card
  • No blackout periods or seat restrictions
  • RBC Avion Visa Business
  • Get 35,000 Avion points1
  • Earn 1 Avion point for every $1 spent in net purchases with your card
  • No blackout periods or seat restrictions
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

Travel RewardsBusinessAvionSmall Business
RBC Business Cash Back Mastercard from RBC - MASTERCARD credit card with no annual fee

RBC Business Cash Back Mastercard

RBC

2
MASTERCARD

Annual Fee

$0.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn 2% cash back on all your purchases* for the first three months

Key Benefits

  • Earn 2% cash back on all your purchases* for the first three months
  • Earn 1% cash back* on all purchases thereafter
  • No Annual Fee
  • RBC Business Cash Back Mastercard
  • Earn 2% cash back on all your purchases* for the first three months
  • Earn 1% cash back* on all purchases thereafter
  • No Annual Fee
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

Cash BackBusinessSmall Business
RBC Visa CreditLine for Small Business from RBC - VISA credit card with no annual fee

RBC Visa CreditLine for Small Business

RBC

3
VISA

Annual Fee

$0.00

Purchase APR

N/A

Foreign Fee

2.5%

🎁

Welcome Offer

Earn 1 Avion point for every $2 spent in net purchases with your card

Key Benefits

  • Earn 1 Avion point for every $2 spent in net purchases with your card
  • Low competitive interest rate
  • No Annual Fee
  • RBC Visa CreditLine for Small Business
  • Earn 1 Avion point for every $2 spent in net purchases with your card
  • Low competitive interest rate
  • No Annual Fee
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Prime + 2.9% to 11.9%
  • Cash Advance Rate:
  • Prime + 2.9% to 11.9%

Card Features

BusinessSmall BusinessBusiness Line Of Credit
TD Business Travel Visa Card from TD Bank - VISA credit card with $1.00 annual fee

TD Business Travel Visa Card

TD Bank

4
VISA

Annual Fee

$1.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn a value of up to $1,122 in TD Rewards Points (that's up to 175,000 TD Rewards Points) with full Annual Fee Rebates in the first year for the Primary Cardholder and first two Additional Cardholders. Conditions Apply. Account must be approved, open and in Good Standing. Offer effective as of January 7, 2025.

Key Benefits

  • Earn a value of up to $1,122 in TD Rewards Points (that's up to 175,000 TD Rewards Points) with full Annual Fee Rebates in the first year for the Primary Cardholder and first two Additional Cardholders. Conditions Apply. Account must be approved, open and in Good Standing. Offer effective as of January 7, 2025.
  • $149 Annual Fee
  • 19.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

Travel RewardsLow FeeBusinessSmall Business
RBC Visa Business from RBC - VISA credit card with $12.00 annual fee

RBC Visa Business

RBC

5
VISA

Annual Fee

$12.00

Purchase APR

19.99%

Foreign Fee

2.5%

Key Benefits

  • Flexible and affordable, with a low annual fee
  • Access your account any time, anywhere with ATM access — for withdrawals payments and account updates.
  • RBC Visa Business
  • Flexible and affordable, with a low annual fee
  • Access your account any time, anywhere with ATM access — for withdrawals payments and account updates.
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

BusinessSmall Business
TD Business Cash Back Visa Card from TD Bank - VISA credit card with no annual fee

TD Business Cash Back Visa Card

TD Bank

6
VISA

Annual Fee

$0.00

Purchase APR

19.99%

Foreign Fee

2.5%

Key Benefits

  • Invest back into your business with Cash Back Dollars.
  • $0 Annual Fee
  • 19.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

Cash BackNo FeeBusinessSmall Business
TD Business Select Rate Visa Card from TD Bank - VISA credit card with no annual fee

TD Business Select Rate Visa Card

TD Bank

7
VISA

Annual Fee

$0.00

Purchase APR

11.99%

Foreign Fee

2.5%

Key Benefits

  • Save on interest to grow your business with confidence
  • $0 Annual Fee
  • 11.99% Interest: Purchases
  • 11.99% Interest: Cash Advances

Card Features

No FeeBusinessSmall Business
TD Aeroplan Visa Business Card from TD Bank - VISA credit card with $149.00 annual fee

TD Aeroplan Visa Business Card

TD Bank

8
VISA

Annual Fee

$149.00

Purchase APR

14.99%

Foreign Fee

2.5%

Key Benefits

  • Up to 60,000 Aeroplan points could be yours with the TD Aeroplan Visa Business Card. Conditions Apply. Account must be approved, open and in Good Standing.
  • $149 Annual Fee
  • 14.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

AeroplanTravel RewardsAirline RewardsBusinessSmall Business