What is the best bmo rewards credit card in Canada?

Rankings change over time. See the live list above, which is updated as offers and fees change. We evaluate annual fees, earn rates, welcome offers, insurance, and foreign fees.

How do bmo rewards credit cards work?

These cards earn rewards or benefits tailored to the category. Compare annual fees, base earn rate, boosted categories, and redemption flexibility before applying.

How do you score and rank cards?

We use a transparent scoring model that weighs rewards value, fees, APRs, insurance, and perks. See the Methodology section for details.

Best Bmo Rewards Credit Cards in Canada 2025

Compare 3 best bmo rewards cards from Canada's top banks in 2025

Bmo Rewards Credit Cards in Canada 2025

Compare the best bmo rewards credit cards available in Canada. Our comprehensive comparison includes cards from major banks like TD, RBC, BMO, CIBC, and Scotiabank, helping you find the perfect card for your needs.

Whether you're looking for rewards, low fees, or specific benefits, our detailed reviews and comparisons make it easy to find the right bmo rewards credit card for your lifestyle and spending habits.

Best Credit Cards in Canada

The Honest Canadian Rankings

BMO eclipse Visa Infinite Card

BMO

VISA

Annual Fee

$120.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get up to $570 in value which includes up to 60,000 Bonus points, a $50 anniversary lifestyle credit, and no annual fee in your first year.

✨

Key Benefits

•Visa
•bmo Rewards
•$120annual fee
•21.99% for purchases
•23.99% for cash advances(21.99% for Quebec residents)
•BMO eclipse Visa Infinite Card
•Welcome offer: Get up to $570 in value which includes up to 60,000 Bonus points, a $50 anniversary lifestyle credit, and no annual fee in your first year.
•for purchases
•for cash advances
•for Quebec residents
•Minimum $60,000.00 (individual) or $100,000.00 (household) annual income required ORMinimum $15,000.00 declared current annual spend

Card Features

Travel RewardsBmo RewardsPoints RewardsPremiumVisa Infinite

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BMO Ascend World Elite Mastercard

BMO

MASTERCARD

Annual Fee

$150.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get up to 90,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.

✨

Key Benefits

•bmo Rewards
•Travel
•$150annual fee
•21.99% for purchases
•23.99% for cash advances(21.99% for Quebec residents)
•Welcome offer: Get up to 90,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.
•for purchases
•for cash advances
•for Quebec residents
•Minimum $80,000.00 (individual) or $150,000.00 (household) annual income required

Card Features

Points RewardsBmo RewardsTravel RewardsPremiumWorld Elite

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BMO eclipse Visa Infinite Privilege Card

BMO

VISA

Annual Fee

$599.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

You deserve to be rewarded! Get up to 120,000 points.

✨

Key Benefits

•Visa
•bmo Rewards
•$599annual fee
•21.99% for purchases
•23.99% for cash advances(21.99% for Quebec residents)
•Welcome offer: You deserve to be rewarded! Get up to 120,000 points.
•for purchases
•for cash advances
•for Quebec residents
•Minimum $150,000.00 (individual) or $200,000.00 (household) annual income required

Card Features

Travel RewardsBmo RewardsPoints RewardsPremium FeePremiumVisa Infinite PrivilegeUltra Premium

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