What is the best grocery rewards credit card in Canada?

Rankings change over time. See the live list above, which is updated as offers and fees change. We evaluate annual fees, earn rates, welcome offers, insurance, and foreign fees.

How do grocery rewards credit cards work?

These cards earn rewards or benefits tailored to the category. Compare annual fees, base earn rate, boosted categories, and redemption flexibility before applying.

How do you score and rank cards?

We use a transparent scoring model that weighs rewards value, fees, APRs, insurance, and perks. See the Methodology section for details.

Best Grocery Rewards Credit Cards in Canada 2025

Compare 8 best grocery rewards cards from Canada's top banks in 2025

Grocery Rewards Credit Cards in Canada 2025

Compare the best grocery rewards credit cards available in Canada. Our comprehensive comparison includes cards from major banks like TD, RBC, BMO, CIBC, and Scotiabank, helping you find the perfect card for your needs.

Whether you're looking for rewards, low fees, or specific benefits, our detailed reviews and comparisons make it easy to find the right grocery rewards credit card for your lifestyle and spending habits.

Best Credit Cards in Canada

The Honest Canadian Rankings

More Rewards RBC Visa Infinite

RBC

VISA

Annual Fee

$0.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Special Offer

✨

Key Benefits

•Special Offer
•Enjoy up to 50,000 More Rewards points. That’s a value of $75 in groceries!1
•Earn 8 More Rewards points for every $1 at over 700 partner locations like Save-On-Foods, Quality Foods, Buy-Low Foods, and more.3
•Earn 8 More Rewards points for every $1 you spend on gas, EV charging and dining.4
•Earn 4 More Rewards points for every $1 you spend on every other purchase you make everywhere you shop.5
•More Rewards RBC Visa Infinite
•Annual Fee:
•Second Card:
•Purchase Rate:
•Cash Advance Rate:

Card Features

Grocery RewardsVisa InfinitePremiumMore Rewards

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More Rewards RBC Visa

RBC

VISA

Annual Fee

$0.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Special Offer

✨

Key Benefits

•Special Offer
•Enjoy up to 50,000 More Rewards points. That’s a value of $75 in groceries!1
•Earn 5 More Rewards points for every $1 spent at over 700 partner locations like Save-On-Foods, Quality Foods, Buy-Low Foods, and more.3
•Earn 5 More Rewards points for every $1 you spend on gas, EV charging and dining.4
•Earn 3 More Rewards points for every $1 you spend on every other purchase you make everywhere you shop.5
•More Rewards RBC Visa
•Annual Fee:
•Second Card:
•Purchase Rate:
•Cash Advance Rate:

Card Features

Grocery RewardsMore Rewards

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Scotiabank American Express Card

Scotiabank

AMEX

Annual Fee

$0.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to 7,500 bonus Scene+ points within your first 3 months (that’s up to $75 towards travel).

✨

Key Benefits

•TRAVEL AND LIFESTYLE
•Earn up to 7,500 bonus Scene+ points within your first 3 months (that’s up to $75 towards travel).
•Earn 3 Scene+ points on every $1 you spend at Sobeys, Safeway, FreshCo, Foodland and more.
•Annual fee: $0
•Interest rates: 19.99% purchases / 22.99% cash advances

Card Features

Points RewardsAmexAmex RewardsNo FeeGrocery Rewards

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Scotiabank Scene+ Visa Card

Scotiabank

VISA

Annual Fee

$0.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to 5,000 bonus Scene+ points within your first 3 months.

✨

Key Benefits

•Earn up to 5,000 bonus Scene+ points within your first 3 months.
•Earn 2 Scene+ points on every $1 you spend at Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo and more.
•Earn 2 Scene+ points on every $1 you spend at Home Hardware.
•Annual fee: $0
•Interest rates: 20.99% purchases / 22.99% cash advances

Card Features

Scene PlusPoints RewardsEntertainment RewardsNo FeeGrocery Rewards

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Scotiabank Scene+ Visa Card (for students)

Scotiabank

VISA

Annual Fee

$0.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to 5,000 bonus Scene+ points within your first 3 months.

✨

Key Benefits

•Earn up to 5,000 bonus Scene+ points within your first 3 months.
•Earn 2 Scene+ pointson every $1 you spend at Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo and more.
•Earn 2 Scene+ points on every $1 you spend at Home Hardware.
•Annual fee: $0
•Interest rates: 20.99% purchases / 22.99% cash advances

Card Features

Scene PlusPoints RewardsEntertainment RewardsStudentNo FeeGrocery Rewards

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Scotiabank American Express Card (for students)

Scotiabank

AMEX

Annual Fee

$0.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to 7,500 bonus Scene+ points within your first 3 months (that’s up to $75 towards travel).

✨

Key Benefits

•Earn up to 7,500 bonus Scene+ points within your first 3 months (that’s up to $75 towards travel).
•Earn 3 Scene+ points on every $1 you spend at Sobeys, Safeway, FreshCo, Foodland and more.
•Annual fee: $0
•Interest rates: 19.99% purchases / 22.99% cash advances

Card Features

Amex RewardsPoints RewardsStudentAmexNo FeeGrocery Rewards

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Scotiabank Gold American Express Card

Scotiabank

AMEX

Annual Fee

$120.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to $1,050 in welcome offers, first year rewards and savings value, including no annual fee in your first year, and up to 50,000 bonus Scene+ points.

✨

Key Benefits

•TRAVEL AND LIFESTYLE
•Earn up to $1,050 in welcome offers, first year rewards and savings value, including no annual fee in your first year, and up to 50,000 bonus Scene+ points.
•Earn 6 Scene+ points on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland and more.
•Annual fee: $120
•Interest rates: 20.99% purchases / 22.99% cash advances

Card Features

Amex RewardsPoints RewardsPremiumAmexGold TierGrocery Rewards

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Scotiabank Passport Visa Infinite Card

Scotiabank

VISA

Annual Fee

$150.00

Purchase APR

20.99%

Foreign Fee

N/A

🎁

Welcome Offer

Earn up to $1,350+ in first year welcome offers, rewards and savings, including up to 45,000 bonus Scene+ points.

✨

Key Benefits

•TRAVEL AND LIFESTYLE
•Earn up to $1,350+ in first year welcome offers, rewards and savings, including up to 45,000 bonus Scene+ points.
•Earn 3 Scene+ pointson every $1 you spend at Sobeys, Safeway, IGA, Foodland & Participating Co-ops and more.
•Annual fee: $150
•Interest rates: 20.99% purchases / 22.99% cash advances

Card Features

Travel RewardsPremiumPassportNo Foreign FeesVisa InfiniteGrocery Rewards

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