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Best General Credit Cards in Canada 2025

Compare 4 best general cards from Canada's top banks in 2025

General Credit Cards in Canada 2025

Compare the best general credit cards available in Canada. Our comprehensive comparison includes cards from major banks like TD, RBC, BMO, CIBC, and Scotiabank, helping you find the perfect card for your needs.

Whether you're looking for rewards, low fees, or specific benefits, our detailed reviews and comparisons make it easy to find the right general credit card for your lifestyle and spending habits.

Best Credit Cards in Canada

The Honest Canadian Rankings

TD Cash Back Visa Card from TD Bank - VISA credit card with no annual fee

TD Cash Back Visa Card

TD Bank

1
VISA

Annual Fee

$0.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to $50 in Cash Back Dollars with the TD Cash Back Visa Card. Conditions apply.

Key Benefits

  • Earn up to $50 in Cash Back Dollars with the TD Cash Back Visa Card. Conditions apply.
  • $0 Annual Fee
  • 21.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

Cash BackNo FeeGeneral
TD Rewards Visa Card from TD Bank - VISA credit card with $50.00 annual fee

TD Rewards Visa Card

TD Bank

2
VISA

Annual Fee

$50.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn a value of $50 in TD Rewards Points to use on eligible Amazon.ca purchases plus, no Annual Fee. Conditions Apply.

Key Benefits

  • Earn a value of $50 in TD Rewards Points to use on eligible Amazon.ca purchases plus, no Annual Fee. Conditions Apply.
  • $0 Annual Fee
  • 21.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

Points RewardsGeneral
TD Low Rate Visa Card from TD Bank - VISA credit card with $25.00 annual fee

TD Low Rate Visa Card

TD Bank

3
VISA

Annual Fee

$25.00

Purchase APR

12.9%

Foreign Fee

2.5%

🎁

Welcome Offer

Get a 0% promotional interest rate on Purchases for the first 6 months from Account opening. Conditions Apply.

Key Benefits

  • Get a 0% promotional interest rate on Purchases for the first 6 months from Account opening. Conditions Apply.
  • $25 Annual Fee
  • 12.90% Interest: Purchases
  • 12.90% Interest: Cash Advances

Card Features

Low InterestLow FeeGeneral
TD U.S. Dollar Visa Card from TD Bank - VISA credit card with $39.00 annual fee

TD U.S. Dollar Visa Card

TD Bank

4
VISA

Annual Fee

$39.00

Purchase APR

21.99%

Foreign Fee

2.5%

Key Benefits

  • Make purchases in U.S. Dollars without credit card foreign currency conversion fees
  • $39 USD Annual Fee
  • 21.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

Foreign CurrencyUsd CardLow FeeGeneral