What is the best amex credit card in Canada?

Rankings change over time. See the live list above, which is updated as offers and fees change. We evaluate annual fees, earn rates, welcome offers, insurance, and foreign fees.

How do amex credit cards work?

These cards earn rewards or benefits tailored to the category. Compare annual fees, base earn rate, boosted categories, and redemption flexibility before applying.

How do you score and rank cards?

We use a transparent scoring model that weighs rewards value, fees, APRs, insurance, and perks. See the Methodology section for details.

Best Amex Credit Cards in Canada 2025

Compare 4 best amex cards from Canada's top banks in 2025

Amex Credit Cards in Canada 2025

Compare the best amex credit cards available in Canada. Our comprehensive comparison includes cards from major banks like TD, RBC, BMO, CIBC, and Scotiabank, helping you find the perfect card for your needs.

Whether you're looking for rewards, low fees, or specific benefits, our detailed reviews and comparisons make it easy to find the right amex credit card for your lifestyle and spending habits.

Best Credit Cards in Canada

The Honest Canadian Rankings

Scotiabank American Express Card

Scotiabank

AMEX

Annual Fee

$0.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to 7,500 bonus Scene+ points within your first 3 months (that’s up to $75 towards travel).

✨

Key Benefits

•TRAVEL AND LIFESTYLE
•Earn up to 7,500 bonus Scene+ points within your first 3 months (that’s up to $75 towards travel).
•Earn 3 Scene+ points on every $1 you spend at Sobeys, Safeway, FreshCo, Foodland and more.
•Annual fee: $0
•Interest rates: 19.99% purchases / 22.99% cash advances

Card Features

Points RewardsAmexAmex RewardsNo FeeGrocery Rewards

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Scotiabank American Express Card (for students)

Scotiabank

AMEX

Annual Fee

$0.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to 7,500 bonus Scene+ points within your first 3 months (that’s up to $75 towards travel).

✨

Key Benefits

•Earn up to 7,500 bonus Scene+ points within your first 3 months (that’s up to $75 towards travel).
•Earn 3 Scene+ points on every $1 you spend at Sobeys, Safeway, FreshCo, Foodland and more.
•Annual fee: $0
•Interest rates: 19.99% purchases / 22.99% cash advances

Card Features

Amex RewardsPoints RewardsStudentAmexNo FeeGrocery Rewards

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Scotiabank Gold American Express Card

Scotiabank

AMEX

Annual Fee

$120.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to $1,050 in welcome offers, first year rewards and savings value, including no annual fee in your first year, and up to 50,000 bonus Scene+ points.

✨

Key Benefits

•TRAVEL AND LIFESTYLE
•Earn up to $1,050 in welcome offers, first year rewards and savings value, including no annual fee in your first year, and up to 50,000 bonus Scene+ points.
•Earn 6 Scene+ points on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland and more.
•Annual fee: $120
•Interest rates: 20.99% purchases / 22.99% cash advances

Card Features

Amex RewardsPoints RewardsPremiumAmexGold TierGrocery Rewards

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Scotiabank Platinum American Express Card

Scotiabank

AMEX

Annual Fee

$399.00

Purchase APR

9.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to $2,500 in value in the first 14 months, including up to 80,000 bonus Scene+ points.

✨

Key Benefits

•TRAVEL AND LIFESTYLE
•Earn up to $2,500 in value in the first 14 months, including up to 80,000 bonus Scene+ points.
•Earn 2X the Scene+ points for every $1 you spend.
•Annual fee: $399
•Interest rates: 9.99% purchases / 9.99% cash advances

Card Features

Amex RewardsPoints RewardsPremiumAmexPremium FeePlatinum Tier

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