Compare 4 best gold tier cards from Canada's top banks in 2025
Compare the best gold tier credit cards available in Canada. Our comprehensive comparison includes cards from major banks like TD, RBC, BMO, CIBC, and Scotiabank, helping you find the perfect card for your needs.
Whether you're looking for rewards, low fees, or specific benefits, our detailed reviews and comparisons make it easy to find the right gold tier credit card for your lifestyle and spending habits.
The Honest Canadian Rankings
CIBC
Annual Fee
$139.00
Purchase APR
21.99%
Foreign Fee
2.5%
Welcome Offer
Join and get up to $1,800 in value!.
Key Benefits
Card Features
RBC
Annual Fee
$65.00
Purchase APR
20.99%
Foreign Fee
2.5%
Welcome Offer
Earn 1 Avion point for every U.S. dollar you spend1
Key Benefits
Card Features
CIBC
Annual Fee
$35.00
Purchase APR
21.99%
Foreign Fee
2.5%
Key Benefits
Card Features
Scotiabank
Annual Fee
$120.00
Purchase APR
20.99%
Foreign Fee
2.5%
Welcome Offer
Earn up to $1,050 in welcome offers, first year rewards and savings value, including no annual fee in your first year, and up to 50,000 bonus Scene+ points.
Key Benefits
Card Features