What is the best visa infinite credit card in Canada?

Rankings change over time. See the live list above, which is updated as offers and fees change. We evaluate annual fees, earn rates, welcome offers, insurance, and foreign fees.

How do visa infinite credit cards work?

These cards earn rewards or benefits tailored to the category. Compare annual fees, base earn rate, boosted categories, and redemption flexibility before applying.

How do you score and rank cards?

We use a transparent scoring model that weighs rewards value, fees, APRs, insurance, and perks. See the Methodology section for details.

Best Visa Infinite Credit Cards in Canada 2025

Compare 13 best visa infinite cards from Canada's top banks in 2025

Visa Infinite Credit Cards in Canada 2025

Compare the best visa infinite credit cards available in Canada. Our comprehensive comparison includes cards from major banks like TD, RBC, BMO, CIBC, and Scotiabank, helping you find the perfect card for your needs.

Whether you're looking for rewards, low fees, or specific benefits, our detailed reviews and comparisons make it easy to find the right visa infinite credit card for your lifestyle and spending habits.

Best Credit Cards in Canada

The Honest Canadian Rankings

BMO eclipse Visa Infinite Card

BMO

VISA

Annual Fee

$120.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get up to $570 in value which includes up to 60,000 Bonus points, a $50 anniversary lifestyle credit, and no annual fee in your first year.

✨

Key Benefits

•Visa
•bmo Rewards
•$120annual fee
•21.99% for purchases
•23.99% for cash advances(21.99% for Quebec residents)
•BMO eclipse Visa Infinite Card
•Welcome offer: Get up to $570 in value which includes up to 60,000 Bonus points, a $50 anniversary lifestyle credit, and no annual fee in your first year.
•for purchases
•for cash advances
•for Quebec residents
•Minimum $60,000.00 (individual) or $100,000.00 (household) annual income required ORMinimum $15,000.00 declared current annual spend

Card Features

Travel RewardsBmo RewardsPoints RewardsPremiumVisa Infinite

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CIBC Aventura Visa Infinite Card

CIBC

VISA

Annual Fee

$139.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Join and get over $1,800 in value!.

✨

Key Benefits

•2 points per $1 on travel booked through the CIBC Rewards Centre
•1.5 points per $1 on eligible gas, electric vehicle charging, grocery and drugstore purchases
•Lounge access | NEXUS application fee rebate | Visa concierge service

Card Features

PremiumAventuraTravel RewardsPoints RewardsVisa Infinite

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CIBC Dividend Visa Infinite Card

CIBC

VISA

Annual Fee

$120.00

Purchase APR

21.99%

Foreign Fee

2.5%

✨

Key Benefits

•4% cash back on eligible gas, electric vehicle charging and groceries
•2% cash back on eligible transportation, dining and recurring payments
•Mobile Device Insurance | Save on gas | Visa concierge services

Card Features

PremiumCash BackVisa Infinite

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Scotia Momentum Visa Infinite Card

Scotiabank

VISA

Annual Fee

$120.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).

✨

Key Benefits

•Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
•Plus, no annual fee in the first year, including on additional cards.
•Annual fee: $120
•Interest rates: 20.99% purchases / 22.99% cash advances

Card Features

Visa InfiniteCash BackPremiumMomentum

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CIBC Aeroplan Visa Infinite Card

CIBC

VISA

Annual Fee

$139.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Apply and earn up to $1,100 in value, which includes up to 40,000 Aeroplan points, . Conditions apply.

✨

Key Benefits

•1.5 points per $1 directly with Air Canada and Air Canada Vacations
•1.5 points per $1 on eligible gas, electric vehicle charging and groceries
•First bag free| Visa concierge service | Preferred pricing

Card Features

AeroplanTravel RewardsPremiumAirline RewardsVisa Infinite

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RBC Avion Visa Infinite Business

RBC

VISA

Annual Fee

$175.00

Purchase APR

19.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Get 35,000 Avion points2

✨

Key Benefits

•Get 35,000 Avion points2
•Earn 1.25 Avion points for every $1 spent in net purchases with your card, on up to $75,000 per year3
•A suite of premium insurances1 ‒ even your cell phone is covered6!
•RBC Avion Visa Infinite Business
•Get 35,000 Avion points2
•Earn 1.25 Avion points for every $1 spent in net purchases with your card, on up to $75,000 per year3
•A suite of premium insurances1 ‒ even your cell phone is covered6!
•Annual Fee:
•Second Card:
•Purchase Rate:
•Cash Advance Rate:

Card Features

Travel RewardsPremiumAvionVisa InfiniteSmall Business

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TD Cash Back Visa Infinite Card

TD Bank

VISA

Annual Fee

$139.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to $600 in value, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500. Conditions apply.

✨

Key Benefits

•Earn up to $600 in value, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500. Conditions apply.
•$139 Annual Fee
•21.99% Interest: Purchases
•22.99% Interest: Cash Advances

Card Features

Cash BackPremiumVisa Infinite

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More Rewards RBC Visa Infinite

RBC

VISA

Annual Fee

$0.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Special Offer

✨

Key Benefits

•Special Offer
•Enjoy up to 50,000 More Rewards points. That’s a value of $75 in groceries!1
•Earn 8 More Rewards points for every $1 at over 700 partner locations like Save-On-Foods, Quality Foods, Buy-Low Foods, and more.3
•Earn 8 More Rewards points for every $1 you spend on gas, EV charging and dining.4
•Earn 4 More Rewards points for every $1 you spend on every other purchase you make everywhere you shop.5
•More Rewards RBC Visa Infinite
•Annual Fee:
•Second Card:
•Purchase Rate:
•Cash Advance Rate:

Card Features

Grocery RewardsVisa InfinitePremiumMore Rewards

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RBC Avion Visa Infinite

RBC

VISA

Annual Fee

$120.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Special Offer

✨

Key Benefits

•Special Offer
•35,000 Avion points are enough for a roundtrip flight to fly anywhere in North America (Alaska and Hawaii require more points). Taxes and fees extra.†
•Earn 1 Avion point for every dollar you spend2Choose any airline, any flight, any time. There are no blackout dates or advance booking restrictions, even during peak periods.
•No blackout periods or seat restrictions – ever!One-way flights start as low as 7,500 Avion points!^
•RBC Avion Visa Infinite
•Annual Fee:
•Second Card:
•Purchase Rate:
•Cash Advance Rate:

Card Features

Travel RewardsPremiumAvionVisa Infinite

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RBC British Airways Visa Infinite

RBC

VISA

Annual Fee

$165.00

Purchase APR

20.5%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn 3 Avios for every $1 CAD you spend on British Airways purchases2

✨

Key Benefits

•Receive up to 60,000 bonus Avios1.
•Earn 3 Avios for every $1 CAD you spend on British Airways purchases2
•Earn 2 Avios for every $1 CAD you spend on Dining2
•Earn 1 Avios for every $1 CAD you spend on all other qualifying purchases2
•Receive a Companion voucher3
•RBC British Airways Visa Infinite
•Annual Fee:
•Second Card:
•Purchase Rate:
•Cash Advance Rate:

Card Features

Travel RewardsPremiumBritish AirwaysAviosAirline RewardsVisa Infinite

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TD First Class Travel Visa Infinite Card

TD Bank

VISA

Annual Fee

$1.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to $1,000 in value, including up to 85,000 TD Rewards Points and no Annual Fee for the first year. Conditions Apply.

✨

Key Benefits

•Earn up to $1,000 in value, including up to 85,000 TD Rewards Points and no Annual Fee for the first year. Conditions Apply.
•$139 Annual Fee
•21.99% Interest: Purchases
•22.99% Interest: Cash Advances

Card Features

Low FeePremiumTravel RewardsVisa Infinite

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Scotiabank Passport Visa Infinite Card

Scotiabank

VISA

Annual Fee

$150.00

Purchase APR

20.99%

Foreign Fee

N/A

🎁

Welcome Offer

Earn up to $1,350+ in first year welcome offers, rewards and savings, including up to 45,000 bonus Scene+ points.

✨

Key Benefits

•TRAVEL AND LIFESTYLE
•Earn up to $1,350+ in first year welcome offers, rewards and savings, including up to 45,000 bonus Scene+ points.
•Earn 3 Scene+ pointson every $1 you spend at Sobeys, Safeway, IGA, Foodland & Participating Co-ops and more.
•Annual fee: $150
•Interest rates: 20.99% purchases / 22.99% cash advances

Card Features

Travel RewardsPremiumPassportNo Foreign FeesVisa InfiniteGrocery Rewards

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TD Aeroplan Visa Infinite Card

TD Bank

VISA

Annual Fee

$139.00

Purchase APR

21.99%

Foreign Fee

2.5%

✨

Key Benefits

•Up to $1,300 in value including up to 40,000 Aeroplan points could be yours. Plus, enjoy no annual fee for the first year. Conditions Apply.
•$139 Annual Fee
•21.99% Interest: Purchases
•22.99% Interest: Cash Advances

Card Features

PremiumAeroplanAirline RewardsVisa InfiniteTravel Rewards

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