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Best Platinum Tier Credit Cards in Canada 2025

Compare 6 best platinum tier cards from Canada's top banks in 2025

Platinum Tier Credit Cards in Canada 2025

Compare the best platinum tier credit cards available in Canada. Our comprehensive comparison includes cards from major banks like TD, RBC, BMO, CIBC, and Scotiabank, helping you find the perfect card for your needs.

Whether you're looking for rewards, low fees, or specific benefits, our detailed reviews and comparisons make it easy to find the right platinum tier credit card for your lifestyle and spending habits.

Best Credit Cards in Canada

The Honest Canadian Rankings

CIBC Dividend Platinum Visa Card from CIBC - VISA credit card with $99.00 annual fee

CIBC Dividend Platinum Visa Card

CIBC

1
VISA

Annual Fee

$99.00

Purchase APR

21.99%

Foreign Fee

2.5%

Key Benefits

  • 3% cash back on eligible gas, electric vehicle charging and groceries
  • 2% cash back on eligible transportation, dining and recurring payments
  • Save on gas | Auto Rental Collision Insurance | Pay in installments

Card Features

PremiumCash BackPlatinum Tier
RBC Visa Platinum from RBC - VISA credit card with no annual fee

RBC Visa Platinum

RBC

2
VISA

Annual Fee

$0.00

Purchase APR

20.99%

Foreign Fee

2.5%

Key Benefits

  • No annual fee
  • Premium insurance coverage for your car3, travel4 and eligible purchases5
  • Emergency travel assistance
  • RBC Visa Platinum
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

PremiumPlatinum Tier
TD Platinum Travel Visa Card from TD Bank - VISA credit card with $370.00 annual fee

TD Platinum Travel Visa Card

TD Bank

3
VISA

Annual Fee

$370.00

Purchase APR

21.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to $370 in value, including up to 50,000 TD Rewards Points and no Annual Fee for the first year. Conditions Apply.

Key Benefits

  • Earn up to $370 in value, including up to 50,000 TD Rewards Points and no Annual Fee for the first year. Conditions Apply.
  • $89 Annual Fee
  • 21.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

Travel RewardsPremium FeePremiumPlatinum Tier
RBC Avion Visa Platinum from RBC - VISA credit card with $120.00 annual fee

RBC Avion Visa Platinum

RBC

4
VISA

Annual Fee

$120.00

Purchase APR

20.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Special Offer

Key Benefits

  • Special Offer
  • 35,000 Avion points are enough for a roundtrip flight to fly anywhere in North America (Alaska and Hawaii require more points). Taxes and fees extra.†
  • Earn 1 Avion point for every dollar you spend2Choose any airline, any flight, any time. There are no blackout dates or advance booking restrictions, even during peak periods.
  • No blackout periods or seat restrictions – ever!One-way flights start as low as 7,500 Avion points!^
  • RBC Avion Visa Platinum
  • Annual Fee:
  • Second Card:
  • Purchase Rate:
  • Cash Advance Rate:

Card Features

Travel RewardsPremiumAvionPlatinum Tier
TD Aeroplan Visa Platinum Credit Card from TD Bank - VISA credit card with $89.00 annual fee

TD Aeroplan Visa Platinum Credit Card

TD Bank

5
VISA

Annual Fee

$89.00

Purchase APR

21.99%

Foreign Fee

2.5%

Key Benefits

  • Up to $500 in value, including up to 20,000 Aeroplan points could be yours, Plus, enjoy no annual fee for the first year. Conditions Apply.
  • $89 Annual Fee
  • 21.99% Interest: Purchases
  • 22.99% Interest: Cash Advances

Card Features

Travel RewardsAirline RewardsPlatinum TierAeroplanPremium
Scotiabank Platinum American Express Card from Scotiabank - AMEX credit card with $399.00 annual fee

Scotiabank Platinum American Express Card

Scotiabank

6
AMEX

Annual Fee

$399.00

Purchase APR

9.99%

Foreign Fee

2.5%

🎁

Welcome Offer

Earn up to $2,500 in value in the first 14 months, including up to 80,000 bonus Scene+ points.

Key Benefits

  • TRAVEL AND LIFESTYLE
  • Earn up to $2,500 in value in the first 14 months, including up to 80,000 bonus Scene+ points.
  • Earn 2X the Scene+ points for every $1 you spend.
  • Annual fee: $399
  • Interest rates: 9.99% purchases / 9.99% cash advances

Card Features

Amex RewardsPoints RewardsPremiumAmexPremium FeePlatinum Tier