TD First Class Travel Visa Infinite Card
Annual Fee
$120.00*
Interest Rate
19.99%
Balance Transfer
22.99%
Cash Advance
22.99%
Credit Score
Good
Rewards
4.50%*
- Limited Time Offer: Apply by June 2, 2019 to get a full Annual Fee Rebate for the Primary Cardholder for the first year and up to 80,000 TD Points (a travel value of $400 when you book travel purchases through ExpediaForTD.com!) as follows: welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card, plus 60,000 TD Points when you spend $1,000 within 90 days of Account opening.
- Redeem TD Points for travel and travel-related purchases
- Also redeem TD Points for retail merchandise and gift cards, or for a cash credit to your Account
- No travel blackouts, no seat restrictions and no expiry for your TD Points
- Earn 3 TD Points for every $1 you spend on purchases made using your Card
- Earn 9 TD Points when you book travel online through Expedia For TD
- Your TD Points don’t expire as long as you are a TD First Class Travel Visa Infinite* Cardholder
- Save with Avis Rent A Car and Budget Rent A Car: use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
- Priority Pass Membership discount: All TD Travel Credit Cardholders in Canada receive an annual discount on a Priority Pass membership, your key to 1,200 VIP airport lounges worldwide.
- Travel Medical Insurance: up to $1 million of coverage for the first 21 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. Additional top-up coverage is available.
- Trip Cancellation/Trip Interruption Insurance: for Trip Cancellation, up to $1,500 of coverage per insured person, with a maximum of $5,000 for all insured persons, and for Trip Interruption, up to $5,000 of coverage per insured person, with a maximum of $25,000 for all insured persons on the same covered trip.
- Common Carrier Travel Accident Insurance: up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train, or auto rental)
- Delayed and Lost Baggage Insurance: up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost.
- Auto Rental Collision/Loss Damage Insurance– Coverage up to 48 consecutive days
- Optional Balance Protection insurance: Optional Balance Protection insurance products are designed to assist in managing your credit obligations on your TD Credit Card(s) in the event of your Involuntary Unemployment, Loss of Self-Employment Income, Disability Requiring Hospitalization, Total Disability, Dismemberment, Critical Illness or Death.
You must have a minimum $60,000 personal or $100,000 household annual income.
You must be a Canadian resident and of the age of majority in your province/territory of residence.
Summary
The TD First Class Travel Visa Infinite Card is a travel card that allows you to redeem TD points for travel and travel-related purchases, as well as offering extensive travel coverage. You can also redeem TD points for retail, merchandise and gift cards, or for a cash credit to your account. Your TD points never expire!
Earn 3 TD Points for every $1 you spend on Purchases made using your Card and 9 TD Points when you book travel online through Expedia For TD!
Our Review
TD First Class Travel Visa Infinite Card
The TD First Class Travel Visa Infinite Card is a travel card that allows you to earn TD Rewards points on all purchases, that you can redeem for travel and travel-related purchases, as well as offering extensive travel coverage. Although the rewards are limited to travel purchases, with no cash back option, the earnings rate for points is pretty high, at 3 points per dollar on all purchases charged to the card and 9 points when you book travel online through Expedia For TD. Your points never expire, and there are no travel blackouts or seat restrictions on your travel rewards. Along with extensive travel insurance and other perks like discounted Priority Pass Membership, the TD First Class Travel Visa Infinite is a pretty beneficial card to carry if you travel a lot, although the $120 fee can be a hefty number for some.
As per our rating system, this card scored 20/25 on rewards, 16/25 on interest rates and balance transfers, 17/25 on perks and insurance, and 21/25 on annual fees. Therefore, the total smart score of this card is 74/100.
Pros
- Limited Time Offer: Apply by June 2, 2019 to get a full Annual Fee Rebate for the Primary Cardholder for the first year and up to 80,000 TD Points: welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card, plus 60,000 TD Points when you spend $1,000 within 90 days of Account opening.
- Earn 3 TD Points for every $1 you spend on Purchases made using your Card
- Earn 9 TD Points when you book travel online through Expedia For TD
- No travel blackouts, no seat restrictions and no expiry for your TD Points
- An extensive suite of travel insurance
- Save with Avis Rent A Car and Budget Rent A Car.
- Priority Pass Membership discount.
Cons
- Steep annual fee of $120
- In order to be eligible for the card you must have a minimum $60,000 personal or $100,000 household annual income.