Triangle Mastercard
Annual Fee
$0.00
Interest Rate
19.99%
Balance Transfer
21.99%
Cash Advance
22.99%
Credit Score
Unknown
Rewards
4.00%*
- Collect 4%in CT Money at Canadian Tire, Sport Chek, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Mark’s/L’Équipeur and Sports Experts stores.
- Redeem your CT Money at Canadian Tire, Sport Chek, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Mark’s/L’Équipeur and Sports Experts stores.
- Collect 5¢ per litre in CT Money at Gas+ and participating Husky stations, every time you fill up
- Turn Big Purchases into Small Payments: no fee, no interest financing on qualifying purchases of $200 or more at participating stores.
- Easy no-receipt returns at participating stores.
- Access member-only events: be the first to know about exclusive events and extra savings
- Personalized offers tailored just for you
- Earn everywhere you shop: collect CT Money everywhere else you shop
- Go paperles: save a tree—or two—with secure and convenient eStatements
- Organize your finances anytime, anywhere through the Triangle App
- No fee, no interest financing on qualifying purchases of $200 or more at participating retailers.
- Collect Canadian Tire Money everywhere you shop.
- 24/7 customer service
- You must be a Canadian resident
- You must be at least the age of majority in the province where you reside
- You must be currently employed or retired
Summary
The Triangle Mastercard gives you CT Money back on all your purchases as well as no fee, no interest financing on qualifying purchases. Enjoy 4% back in CT Money at Canadian Tire, Sport Chek, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Mark’s/L’Équipeur and Sports Experts stores, and redeem your CT Money there too!
Our Review
Triangle Mastercard
The Triangle Mastercard gives you CT Money back on all your purchases as well as no fee, no interest financing on qualifying purchases. Cardholders can earn 4% back in CT Money at Canadian Tire, Sport Chek, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Mark’s/L’Équipeur and Sports Experts stores. All your CT Money is redeemable in those stores, but there are no other options for rewards, so if you’re not a fan of those stores then this definitely isn’t the card for you. If you are a fan, this card’s rewards rates are pretty good, and it comes at no annual fee, but does’t include any insurance or consequential perks unlike the World Elite version of this card that comes with an income requirement. If you’s really interested in this card and you make $80,000 annually more, you should check out the world elite version, but if not this is still a decent option for those who really love the participating stores.
As per our rating system, this card scored 17/25 on rewards, 17/25 on interest rates and balance transfers, 6/25 on perks and insurance, and 25/25 on annual fees. Therefore, the total smart score of this card is 65/100.
Pros
- No annual fee!
- Collect 4%in CT Money at Canadian Tire, Sport Chek, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Mark’s/L’Équipeur and Sports Experts stores.
- Redeem your CT Money at Canadian Tire, Sport Chek, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Mark’s/L’Équipeur and Sports Experts stores.
- Collect 5¢ per litre in CT Money at Gas+ and participating Husky stations, every time you fill up
- Turn Big Purchases into Small Payments: no fee, no interest financing on qualifying purchases of $200 or more at participating stores.
- Easy no-receipt returns at participating stores.
- Access member-only events: be the first to know about exclusive events and extra savings
- Personalized offers tailored just for you
- Earn everywhere you shop: collect CT Money everywhere else you shop
- Go paperles: save a tree—or two—with secure and convenient eStatements
- Organize your finances anytime, anywhere through the Triangle App
- No fee, no interest financing on qualifying purchases of $200 or more at participating retailers.
- Collect Canadian Tire Money everywhere you shop.
- 24/7 customer service
Cons
- This card does include insurance coverage.
- CT Money can only be redeemed at Canadian Tire, Sport Chek, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Mark’s/L’Équipeur and Sports Experts stores.