True Line Mastercard
Annual Fee
$0.00
Interest Rate
12.99%
Balance Transfer
0.00%*
Cash Advance
24.99%
Credit Score
Good
Rewards
-
- Welcome Offer: get a 0% promotional balance transfer rate for the first 10 months. A balance transfer fee applies.
- This low rate card has a 12.99% Standard annual interest rate on purchases
- Around-the-clock fraud protection
- Access to 24/7 customer service
- Immediate cash access at over 1 million ATMs internationally
You must be a Canadian resident
You must be the age of majority in your province/territory of residence.
Summary
The True Line Mastercard is a low interest card with no annual fee to help you save.
This low rate card has a 12.99% Standard annual interest rate on purchases!
Our Review
True Line Mastercard
The True Line Mastercard is a low interest card that allows its holders to save money on interest from ongoing purchases and balance transfers. This card’s interest rates on ongoing purchases and on balance transfers are both 12.99%, and for the first 10 months of card membership holders will have no interest whatsoever on balance transfers (however, a 3% fee applies). Not only does this card offer great savings on interest, but it also comes at no annual fee. You won’t earn any rewards from this card, and it does not include insurance, but if you’re looking to pay back credit card debt then this card might be a great choice for you.
As per our rating system, this card scored 0/25 on rewards, 24/25 on interest rates and balance transfers, 6/25 on perks and insurance, and 25/25 on annual fees. Therefore, the total smart score of this card is 55/100.
Pros
- No annual fee.
- Welcome Offer: get a 0% promotional balance transfer rate for the first 10 months. A balance transfer fee applies.
- The balance transfer rate after the first 10 months is still a relatively low 12.99%
- 12.99% Standard annual interest rate on purchases
- Around-the-clock fraud protection
- Access to 24/7 customer service
- Immediate cash access at over 1 million ATMs internationally
Cons
- A balance transfer fee of 3% applies.